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CMI Morocco

CMI Morocco

Moroccan card acquiring and e-commerce payment processing

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to CMI Morocco · 5 unique to A-Pay
Regions

2 shared

4 unique to A-Pay
Pay methods

3 shared

5 unique to CMI Morocco · 16 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 11 more than CMI Morocco. Verify directly with each provider before signing.

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Show full specs
6 features · 24 payment methods · 6 regions. We don't rank these — they're here for reference.
CMI Morocco CMI Morocco
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
24h Moroccan cards; 48h foreign cards
1–2 business days
Founded
2004
2021
Headquarters
Casablanca, Morocco
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 8)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 2)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East
✓
✓
Southeast Asia Unique
—
✓

CMI Morocco is best when you...

Moroccan card acquiring and e-commerce payment processing
Need Enterprise
Not available with A-Pay
View CMI Morocco

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with CMI Morocco
Need High Risk Accepted
Not available with CMI Morocco
Want coverage in Asia, Europe, Latin America, Southeast Asia
CMI Morocco doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between CMI Morocco and A-Pay?
They share 3 payment methods and 2 regions. CMI Morocco adds Diners Club, Discover, JCB and 2 more that A-Pay does not list; A-Pay adds ACH, Alipay, Apple Pay and 13 more that CMI Morocco does not list; A-Pay also covers Asia, Europe and 2 more; only CMI Morocco offers Enterprise.
Which is cheaper, CMI Morocco or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use CMI Morocco and A-Pay?
CMI Morocco lists 2 regions and 8 payment methods; A-Pay lists 6 and 19. both cover Africa, Middle East. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CMI Morocco and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, CMI Morocco does not list one; A-Pay supports webhooks; CMI Morocco settles in 24h Moroccan cards; 48h foreign cards, A-Pay in 1–2 business days.

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