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Comgate

Comgate

Czech and Slovak e-shops, stores and restaurants that want an online payment gateway and card terminals from a single provider.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Start: 0 %, 6 months free – up to CZK 300,000 in payments, for merchants with their first card payments contract. Easy: 0,6 % (special offer for 3 months) – fee for 95% of the most common cards, no fixed transaction fees. Profi: 0,47 % + fixed fee (special offer for 3 months), pricing for the 95% most common card types. Custom: custom fees for merchants processing over CZK 3 million per month. vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

6 shared

5 unique to Comgate · 13 unique to A-Pay
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 24 payment methods · 6 regions. We don't rank these — they're here for reference.
Comgate Comgate
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Start: 0 %, 6 months free – up to CZK 300,000 in payments, for merchants with their first card payments contract. Easy: 0,6 % (special offer for 3 months) – fee for 95% of the most common cards, no fixed transaction fees. Profi: 0,47 % + fixed fee (special offer for 3 months), pricing for the 95% most common card types. Custom: custom fees for merchants processing over CZK 3 million per month.
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 11)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Garmin Pay Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Payment Link Unique
✓
—
Paypal
✓
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Comgate is best when you...

Czech and Slovak e-shops, stores and restaurants that want an online payment gateway and card terminals from a single provider.
View Comgate

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Comgate
Need High Risk Accepted
Not available with Comgate
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Comgate doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Comgate and A-Pay?
They share 6 payment methods and 0 regions. Comgate adds Debit Card, Garmin Pay, Maestro and 2 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 10 more that Comgate does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Comgate or A-Pay?
Comgate has published rates from Start: 0 %, 6 months free – up to CZK 300,000 in payments, for merchants with their first card payments contract. Easy: 0,6 % (special offer for 3 months) – fee for 95% of the most common cards, no fixed transaction fees. Profi: 0,47 % + fixed fee (special offer for 3 months), pricing for the 95% most common card types. Custom: custom fees for merchants processing over CZK 3 million per month.; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Comgate and A-Pay?
Comgate lists 0 regions and 11 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Comgate and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Comgate does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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