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CommerceGate

CommerceGate

Online merchants, platforms and PSPs, particularly EU-based businesses, that want to accept cards and local payment methods in Brazil and other Latin American markets.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

12 shared

16 unique to CommerceGate · 7 unique to A-Pay
On fees

Not enough published data on fees for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 35 payment methods · 6 regions. We don't rank these — they're here for reference.
CommerceGate CommerceGate
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
CommerceGate leads (28 vs 19)
Ach Unique
—
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Bitcoin Unique
✓
—
Boleto Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Elo Unique
✓
—
Ethereum Unique
✓
—
Google Pay
✓
✓
Hipercard Unique
✓
—
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix
✓
✓
Samsung Pay Unique
✓
—
Sepa
✓
✓
Sofort Unique
—
✓
Spei Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay
✓
✓
Wire Transfer Unique
✓
—
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

CommerceGate is best when you...

Online merchants, platforms and PSPs, particularly EU-based businesses, that want to accept cards and local payment methods in Brazil and other Latin American markets.
View CommerceGate

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with CommerceGate
Need High Risk Accepted
Not available with CommerceGate
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
CommerceGate doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between CommerceGate and A-Pay?
They share 12 payment methods and 0 regions. CommerceGate adds Affirm, Afterpay, Bitcoin and 13 more that A-Pay does not list; A-Pay adds ACH, Credit Card, Crypto and 4 more that CommerceGate does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, CommerceGate or A-Pay?
CommerceGate has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use CommerceGate and A-Pay?
CommerceGate lists 0 regions and 28 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CommerceGate and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, CommerceGate does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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