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Computop

Computop

German enterprise

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to Computop · 5 unique to A-Pay
Regions

2 shared

1 unique to Computop · 4 unique to A-Pay
Pay methods

11 shared

7 unique to Computop · 8 unique to A-Pay
On licensing

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Show full specs
6 features · 26 payment methods · 7 regions. We don't rank these — they're here for reference.
Computop Computop
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
1997
2021
Headquarters
Bamberg, Germany
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 18)
Ach Unique
—
✓
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Eps Unique
✓
—
Google Pay
✓
✓
Ideal
✓
✓
Jcb Unique
✓
—
Klarna
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Przelewy24 Unique
✓
—
Sepa
✓
✓
Sofort Unique
—
✓
Twint Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay
✓
✓
Regions
A-Pay leads (6 vs 3)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Computop is best when you...

German enterprise
Need Enterprise
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Computop

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Computop
Need High Risk Accepted
Not available with Computop
Want coverage in Africa, Latin America, Middle East, Southeast Asia
Computop doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Computop and A-Pay?
They share 11 payment methods and 2 regions. Computop adds Diners Club, Discover, EPS and 4 more that A-Pay does not list; A-Pay adds ACH, Bank Transfer, Credit Card and 5 more that Computop does not list; Computop also covers North America; A-Pay also covers Africa, Latin America and 2 more.
Which is cheaper, Computop or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Computop and A-Pay?
Computop lists 3 regions and 18 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Computop and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Computop settles in 2–3 business days, A-Pay in 1–2 business days.

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