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Conekta

Conekta

Mexican E-Commerce

VS

Alipay

Chinese Consumers

Alipay
Fees from
Cards 3.4% + MXN 3.00; Cash (OXXO/retail) 2.6% + MXN 3.00; SPEI transfer MXN 12.50; all + IVA vs Custom
Features

0 shared

2 unique to Conekta · 2 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

0 shared

6 unique to Conekta · 7 unique to Alipay
On region

Alipay covers 8 regions; Conekta covers 1. Verify directly with each provider before signing.

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Show full specs
4 features · 13 payment methods · 8 regions. We don't rank these — they're here for reference.
Conekta Conekta
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Cards 3.4% + MXN 3.00; Cash (OXXO/retail) 2.6% + MXN 3.00; SPEI transfer MXN 12.50; all + IVA
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2012
2004
Headquarters
Mexico City, Mexico
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 6)
Alipay Unique
—
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Oxxo Unique
✓
—
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Conekta is best when you...

Mexican E-Commerce
Need Recurring Payments
Not available with Alipay
Need Startup Friendly
Not available with Alipay
View Conekta

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Conekta
Need Instant Payout
Not available with Conekta
Want coverage in Africa, Asia, Europe, Middle East, North America, Oceania, Southeast Asia
Conekta doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Conekta and Alipay?
They share 0 payment methods and 1 region. Conekta adds Apple Pay, Bank Transfer, Buy Now Pay Later and 3 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 4 more that Conekta does not list; Alipay also covers Africa, Asia and 5 more; only Conekta offers Recurring Payments, Startup Friendly.
Which is cheaper, Conekta or Alipay?
Conekta has published rates from Cards 3.4% + MXN 3.00; Cash (OXXO/retail) 2.6% + MXN 3.00; SPEI transfer MXN 12.50; all + IVA; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Conekta and Alipay?
Conekta lists 1 region and 6 payment methods; Alipay lists 8 and 7. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Conekta and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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