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Convera

Convera

B2B cross-border payments and FX

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

2 unique to Convera · 5 unique to A-Pay
Regions

2 shared

2 unique to Convera · 4 unique to A-Pay
Pay methods

5 shared

4 unique to Convera · 14 unique to A-Pay
On settlement

Convera settles in 3–4 business days; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
7 features · 23 payment methods · 8 regions. We don't rank these — they're here for reference.
Convera Convera
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
3–4 business days
1–2 business days
Founded
2022
2021
Headquarters
Denver, Colorado, United States
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 9)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna
✓
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
A-Pay leads (6 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Convera is best when you...

B2B cross-border payments and FX
Need Enterprise
Not available with A-Pay
Need Low Fees
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Convera

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Convera
Need High Risk Accepted
Not available with Convera
Want coverage in Africa, Latin America, Middle East, Southeast Asia
Convera doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Convera and A-Pay?
They share 5 payment methods and 2 regions. Convera adds Debit Card, Digital Wallet, SWIFT and 1 more that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 11 more that Convera does not list; Convera also covers North America, Oceania; A-Pay also covers Africa, Latin America and 2 more.
Which is cheaper, Convera or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Convera and A-Pay?
Convera lists 4 regions and 9 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Convera and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Convera does not list one; both support webhooks; Convera settles in 3–4 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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