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Convera

Convera

B2B cross-border payments and FX

VS

Aera Payment & Identification

Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform

A
Fees from
Custom vs Custom
Features

1 shared

1 unique to Convera · 1 unique to Aera Payment & Identification
Regions

1 shared

3 unique to Convera
Pay methods

2 shared

7 unique to Convera · 11 unique to Aera Payment & Identification
On fees

Convera uses custom pricing, quoted on engagement. Aera Payment & Identification uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
3 features · 20 payment methods · 4 regions. We don't rank these — they're here for reference.
Convera Convera
Aera Payment & Identification
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
3–4 business days
—
Founded
2022
2016
Headquarters
Denver, Colorado, United States
Oslo, Norway
Sandbox / Test Mode
—
—
Webhook Support
✓
—
Features
Enterprise
✓
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Payment Methods
Aera Payment & Identification leads (13 vs 9)
Ach Unique
✓
—
Amex Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Dankort Unique
—
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Discover Unique
—
✓
Ideal Unique
—
✓
Klarna
✓
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobilepay Unique
—
✓
Sepa
✓
✓
Swift Unique
✓
—
Swish Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Convera leads (4 vs 1)
Asia Unique
✓
—
Europe
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—

Convera is best when you...

B2B cross-border payments and FX
Need Low Fees
Not available with Aera Payment & Identification
Want coverage in Asia, North America, Oceania
Aera Payment & Identification doesn't cover these regions
View Convera

Aera Payment & Identification is best when you...

Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform
Need Recurring Payments
Not available with Convera
View Aera Payment & Identification

Frequently Asked Questions

What is the difference between Convera and Aera Payment & Identification?
They share 2 payment methods and 1 region. Convera adds ACH, Bank Transfer, Credit Card and 4 more that Aera Payment & Identification does not list; Aera Payment & Identification adds Amex, Bancontact, Dankort and 8 more that Convera does not list; Convera also covers Asia, North America and 1 more; only Convera offers Low Fees.
Which is cheaper, Convera or Aera Payment & Identification?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Convera and Aera Payment & Identification?
Convera lists 4 regions and 9 payment methods; Aera Payment & Identification lists 1 and 13. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Convera and Aera Payment & Identification compare on integration and settlement?
Convera supports webhooks; Convera publishes a settlement time of 3–4 business days.

Are you Convera or Aera Payment & Identification?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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