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Corpay

Corpay

Enterprise cross-border B2B payments, FX risk management, and AP automation

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
0.3-0.8% for B2B transfers; FX markup varies vs Custom
Features

0 shared

1 unique to Corpay · 5 unique to A-Pay
Regions

6 shared

2 unique to Corpay
Pay methods

1 shared

1 unique to Corpay · 18 unique to A-Pay
On licensing

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Show full specs
6 features · 20 payment methods · 8 regions. We don't rank these — they're here for reference.
Corpay Corpay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
0.3-0.8% for B2B transfers; FX markup varies
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
1986
2021
Headquarters
Atlanta, United States
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Corpay leads (8 vs 6)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia
✓
✓

Corpay is best when you...

Enterprise cross-border B2B payments, FX risk management, and AP automation
Need Enterprise
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Corpay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Corpay
Need High Risk Accepted
Not available with Corpay
View A-Pay

Frequently Asked Questions

What is the difference between Corpay and A-Pay?
They share 1 payment method and 6 regions. Corpay adds Wire Transfer that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that Corpay does not list; Corpay also covers North America, Oceania; only Corpay offers Enterprise.
Which is cheaper, Corpay or A-Pay?
Corpay has published rates from 0.3-0.8% for B2B transfers; FX markup varies; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Corpay and A-Pay?
Corpay lists 8 regions and 2 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Corpay and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Corpay does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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