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Coupa Pay

Coupa Pay

Enterprise B2B payments and virtual card issuance inside procurement workflows

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
Custom vs Interchange + + $0.3
Features

2 shared

1 unique to Adyen
Regions

6 shared

2 unique to Adyen
Pay methods

4 shared

2 unique to Coupa Pay · 33 unique to Adyen
On settlement

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Show full specs
3 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Coupa Pay Coupa Pay
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
Custom
Interchange + + $0.3
Settlement
Time to receive funds
—
1–3 business days
Founded
2006
2006
Headquarters
San Mateo, United States
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Adyen leads (3 vs 2)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Recurring Payments
✓
✓
Payment Methods
Adyen leads (37 vs 6)
Ach
✓
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Check Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa
✓
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Virtual Card Unique
✓
—
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 6)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Coupa Pay is best when you...

Enterprise B2B payments and virtual card issuance inside procurement workflows
View Coupa Pay

Adyen is best when you...

Platforms & Marketplaces
Need Instant Payout
Not available with Coupa Pay
Want coverage in Africa, Southeast Asia
Coupa Pay doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Coupa Pay and Adyen?
They share 4 payment methods and 6 regions. Coupa Pay adds Check, Virtual Card that Adyen does not list; Adyen adds Affirm, Afterpay, Alipay and 30 more that Coupa Pay does not list; Adyen also covers Africa, Southeast Asia; only Adyen offers Instant Payout.
Which is cheaper, Coupa Pay or Adyen?
Coupa Pay has custom pricing quoted on engagement; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Coupa Pay and Adyen?
Coupa Pay lists 6 regions and 6 payment methods; Adyen lists 8 and 37. both cover Asia, Europe, Latin America and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Coupa Pay and Adyen compare on integration and settlement?
Adyen offers a sandbox, Coupa Pay does not list one; both support webhooks; Adyen publishes a settlement time of 1–3 business days.

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