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Coupa Pay

Coupa Pay

Enterprise B2B payments and virtual card issuance inside procurement workflows

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Custom vs 2.3-2.9% + $0.30 (typical)
Features

2 shared

2 unique to Checkout.com
Regions

6 shared

2 unique to Checkout.com
Pay methods

2 shared

4 unique to Coupa Pay · 33 unique to Checkout.com
On region

Checkout.com covers 8 regions; Coupa Pay covers 6. Verify directly with each provider before signing.

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Show full specs
4 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Coupa Pay Coupa Pay
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Custom
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
—
1–3 business days
Founded
2006
2012
Headquarters
San Mateo, United States
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Payment Methods
Checkout.com leads (35 vs 6)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Check Unique
✓
—
Dana Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal
✓
✓
Przelewy24 Unique
—
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Virtual Card Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 6)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Coupa Pay is best when you...

Enterprise B2B payments and virtual card issuance inside procurement workflows
View Coupa Pay

Checkout.com is best when you...

Global Performance
Need Instant Payout
Not available with Coupa Pay
Need Instant Sandbox
Not available with Coupa Pay
Want coverage in Africa, Southeast Asia
Coupa Pay doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Coupa Pay and Checkout.com?
They share 2 payment methods and 6 regions. Coupa Pay adds Bank Transfer, Check, SEPA and 1 more that Checkout.com does not list; Checkout.com adds Alipay, Amex, Apple Pay and 30 more that Coupa Pay does not list; Checkout.com also covers Africa, Southeast Asia; only Checkout.com offers Instant Payout, Instant Sandbox.
Which is cheaper, Coupa Pay or Checkout.com?
Coupa Pay has custom pricing quoted on engagement; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Coupa Pay and Checkout.com?
Coupa Pay lists 6 regions and 6 payment methods; Checkout.com lists 8 and 35. both cover Asia, Europe, Latin America and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Coupa Pay and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, Coupa Pay does not list one; both support webhooks; Checkout.com publishes a settlement time of 1–3 business days.

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