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CowPay

CowPay

Egyptian Payment Splitting

VS

Alipay

Chinese Consumers

Alipay
Fees from
0% on select methods vs Custom
Features

1 shared

2 unique to CowPay · 1 unique to Alipay
Regions

2 shared

6 unique to Alipay
Pay methods

2 shared

4 unique to CowPay · 5 unique to Alipay
On licensing

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Show full specs
4 features · 11 payment methods · 8 regions. We don't rank these — they're here for reference.
CowPay CowPay
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
0% on select methods
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2019
2004
Headquarters
Sheikh Zayed, Giza, Egypt
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
CowPay leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
Alipay leads (7 vs 6)
Alipay Unique
—
✓
Cash Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 2)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East
✓
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

CowPay is best when you...

Egyptian Payment Splitting
Need Low Fees
Not available with Alipay
Need Recurring Payments
Not available with Alipay
View CowPay

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with CowPay
Want coverage in Asia, Europe, Latin America, North America, Oceania, Southeast Asia
CowPay doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between CowPay and Alipay?
They share 2 payment methods and 2 regions. CowPay adds Cash, Credit Card, Debit Card and 1 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that CowPay does not list; Alipay also covers Asia, Europe and 4 more; only CowPay offers Low Fees, Recurring Payments.
Which is cheaper, CowPay or Alipay?
CowPay has published rates from 0% on select methods; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use CowPay and Alipay?
CowPay lists 2 regions and 6 payment methods; Alipay lists 8 and 7. both cover Africa, Middle East. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CowPay and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Alipay publishes a settlement time of Next business day.

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