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CowPay

CowPay

Egyptian Payment Splitting

VS

allpay

UK public-sector and regulated organisations such as local authorities, housing associations, healthcare bodies, credit unions and debt collectors that need to collect bill payments through several channels and pay out funds.

allpay
Fees from
0% on select methods vs —
Features

0 shared

3 unique to CowPay
Regions

0 shared

2 unique to CowPay
Pay methods

5 shared

1 unique to CowPay · 3 unique to allpay
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 9 payment methods · 2 regions. We don't rank these — they're here for reference.
CowPay CowPay
allpay allpay
Quick Facts
Fees
Standard transaction rate
0% on select methods
—
Settlement
Time to receive funds
—
—
Founded
2019
—
Headquarters
Sheikh Zayed, Giza, Egypt
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
CowPay leads (3 vs 0)
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
allpay leads (8 vs 6)
Bacs Unique
—
✓
Cash
✓
✓
Check Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Open Banking Unique
—
✓
Visa
✓
✓
Regions
CowPay leads (2 vs 0)
Africa Unique
✓
—
Middle East Unique
✓
—

CowPay is best when you...

Egyptian Payment Splitting
Need Instant Payout
Not available with allpay
Need Low Fees
Not available with allpay
Want coverage in Africa, Middle East
allpay doesn't cover these regions
View CowPay

allpay is best when you...

UK public-sector and regulated organisations such as local authorities, housing associations, healthcare bodies, credit unions and debt collectors that need to collect bill payments through several channels and pay out funds.
View allpay

Frequently Asked Questions

What is the difference between CowPay and allpay?
They share 5 payment methods and 0 regions. CowPay adds Mobile Wallet that allpay does not list; allpay adds Bacs, Check, Open Banking that CowPay does not list; CowPay also covers Africa, Middle East; only CowPay offers Instant Payout, Low Fees and 1 more.
Which is cheaper, CowPay or allpay?
CowPay has published rates from 0% on select methods; allpay has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use CowPay and allpay?
CowPay lists 2 regions and 6 payment methods; allpay lists 0 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CowPay and allpay compare on integration and settlement?
CowPay offers a sandbox, allpay does not list one; CowPay supports webhooks.

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