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CRED Pay

CRED Pay

Premium Indian merchant checkout (credit cards + UPI)

VS

BillDesk

Indian Bill Payments

BillDesk
Fees from
Custom vs Custom
Features

0 shared

1 unique to CRED Pay · 2 unique to BillDesk
Regions

1 shared

Pay methods

1 shared

2 unique to CRED Pay · 4 unique to BillDesk
On region

Both cover 1 regions. Verify directly with each provider before signing.

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3 features · 7 payment methods · 1 regions. We don't rank these — they're here for reference.
CRED Pay CRED Pay
BillDesk BillDesk
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
—
Founded
2018
2000
Headquarters
Mumbai, India
Mumbai, India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
BillDesk leads (2 vs 1)
Enterprise Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
BillDesk leads (5 vs 3)
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard Unique
✓
—
Upi
✓
✓
Visa Unique
✓
—
Regions
Asia
✓
✓

CRED Pay is best when you...

Premium Indian merchant checkout (credit cards + UPI)
Need Startup Friendly
Not available with BillDesk
View CRED Pay

BillDesk is best when you...

Indian Bill Payments
Need Enterprise
Not available with CRED Pay
Need Recurring Payments
Not available with CRED Pay
View BillDesk

Frequently Asked Questions

What is the difference between CRED Pay and BillDesk?
They share 1 payment method and 1 region. CRED Pay adds Mastercard, Visa that BillDesk does not list; BillDesk adds Bank Transfer, Credit Card, Debit Card and 1 more that CRED Pay does not list; only CRED Pay offers Startup Friendly; only BillDesk offers Enterprise, Recurring Payments.
Which is cheaper, CRED Pay or BillDesk?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use CRED Pay and BillDesk?
CRED Pay lists 1 region and 3 payment methods; BillDesk lists 1 and 5. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CRED Pay and BillDesk compare on integration and settlement?
BillDesk offers a sandbox, CRED Pay does not list one; both support webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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