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Crezco

Crezco

Open banking B2B payments for SMEs

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Subscription plans from £10/month (Collect Plus), £20/month (Send Plus), £27/month (Premium); international payments from 0.35% vs Custom
Features

2 shared

2 unique to Crezco · 3 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

1 shared

18 unique to A-Pay
On region

A-Pay covers 6 regions; Crezco covers 1. Verify directly with each provider before signing.

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Show full specs
7 features · 19 payment methods · 6 regions. We don't rank these — they're here for reference.
Crezco Crezco
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Subscription plans from £10/month (Collect Plus), £20/month (Send Plus), £27/month (Premium); international payments from 0.35%
Custom
Settlement
Time to receive funds
Near-instant
1–2 business days
Founded
2019
2021
Headquarters
London, United Kingdom
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 4)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 1)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Crezco is best when you...

Open banking B2B payments for SMEs
Need Instant Payout
Not available with A-Pay
Need Low Fees
Not available with A-Pay
View Crezco

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Crezco
Need High Risk Accepted
Not available with Crezco
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
Crezco doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Crezco and A-Pay?
They share 1 payment method and 1 region. A-Pay adds ACH, Alipay, Amex and 15 more that Crezco does not list; A-Pay also covers Africa, Asia and 3 more; only Crezco offers Instant Payout, Low Fees; only A-Pay offers Crypto Support, High Risk Accepted and 1 more.
Which is cheaper, Crezco or A-Pay?
Crezco has published rates from Subscription plans from £10/month (Collect Plus), £20/month (Send Plus), £27/month (Premium); international payments from 0.35%; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Crezco and A-Pay?
Crezco lists 1 region and 1 payment method; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Crezco and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Crezco settles in Near-instant, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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