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C

CRIF RealTime

VS

Budpay

Nigerian Payment Infrastructure

Budpay
Fees from
Custom vs 1.5% capped at NGN 2,000
Features

0 shared

2 unique to Budpay
Regions

0 shared

1 unique to CRIF RealTime · 1 unique to Budpay
Pay methods

0 shared

1 unique to CRIF RealTime · 5 unique to Budpay
On payment methods

Budpay supports 5 payment methods, 4 more than CRIF RealTime. Verify directly with each provider before signing.

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Show full specs
2 features · 6 payment methods · 2 regions. We don't rank these — they're here for reference.
CRIF RealTime
Budpay Budpay
Quick Facts
Fees
Standard transaction rate
Custom
1.5% capped at NGN 2,000
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2018
Headquarters
Bologna, Italy
Lagos, Nigeria
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Budpay leads (2 vs 0)
Instant Payout Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Budpay leads (5 vs 1)
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Mobile Money Unique
—
✓
Sepa Unique
✓
—
Ussd Unique
—
✓
Regions
Africa Unique
—
✓
Europe Unique
✓
—

CRIF RealTime is best when you...

Want coverage in Europe
Budpay doesn't cover this region
View CRIF RealTime

Budpay is best when you...

Nigerian Payment Infrastructure
Need Instant Payout
Not available with CRIF RealTime
Need Startup Friendly
Not available with CRIF RealTime
Want coverage in Africa
CRIF RealTime doesn't cover this region
View Budpay

Frequently Asked Questions

What is the difference between CRIF RealTime and Budpay?
They share 0 payment methods and 0 regions. CRIF RealTime adds SEPA that Budpay does not list; Budpay adds Bank Transfer, Credit Card, Debit Card and 2 more that CRIF RealTime does not list; CRIF RealTime also covers Europe; Budpay also covers Africa.
Which is cheaper, CRIF RealTime or Budpay?
CRIF RealTime has custom pricing quoted on engagement; Budpay has published rates from 1.5% capped at NGN 2,000. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use CRIF RealTime and Budpay?
CRIF RealTime lists 1 region and 1 payment method; Budpay lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CRIF RealTime and Budpay compare on integration and settlement?
Budpay offers a sandbox, CRIF RealTime does not list one; Budpay supports webhooks; Budpay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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