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Currencycloud

Currencycloud

B2B Cross-Border

VS

ACI Worldwide

Real-time payments

ACI Worldwide
Fees from
0.25-0.40% vs Custom
Features

1 shared

1 unique to ACI Worldwide
Regions

4 shared

3 unique to ACI Worldwide
Pay methods

1 shared

1 unique to Currencycloud · 18 unique to ACI Worldwide
On licensing

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Show full specs
2 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Currencycloud Currencycloud
ACI Worldwide ACI Worldwide
Quick Facts
Fees
Standard transaction rate
0.25-0.40%
Custom
Settlement
Time to receive funds
1–3 business days
Same day
Founded
2012
1975
Headquarters
London, United Kingdom
Elkhorn, Nebraska, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
ACI Worldwide leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
ACI Worldwide leads (19 vs 2)
Ach Unique
—
✓
Amex Unique
—
✓
Bank Transfer Unique
✓
—
Contactless Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Faster Payments Unique
—
✓
Fednow Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Open Banking Unique
—
✓
P2p Transfer Unique
—
✓
Qr Code Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Swift
✓
✓
Visa Unique
—
✓
Wire Transfer Unique
—
✓
Regions
ACI Worldwide leads (7 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓

Currencycloud is best when you...

B2B Cross-Border
View Currencycloud

ACI Worldwide is best when you...

Real-time payments
Need Instant Payout
Not available with Currencycloud
Want coverage in Africa, Latin America, Middle East
Currencycloud doesn't cover these regions
View ACI Worldwide

Frequently Asked Questions

What is the difference between Currencycloud and ACI Worldwide?
They share 1 payment method and 4 regions. Currencycloud adds Bank Transfer that ACI Worldwide does not list; ACI Worldwide adds ACH, Amex, Contactless and 15 more that Currencycloud does not list; ACI Worldwide also covers Africa, Latin America and 1 more; only ACI Worldwide offers Instant Payout.
Which is cheaper, Currencycloud or ACI Worldwide?
Currencycloud has published rates from 0.25-0.40%; ACI Worldwide has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Currencycloud and ACI Worldwide?
Currencycloud lists 4 regions and 2 payment methods; ACI Worldwide lists 7 and 19. both cover Asia, Europe, North America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Currencycloud and ACI Worldwide compare on integration and settlement?
both offer a sandbox; both support webhooks; Currencycloud settles in 1–3 business days, ACI Worldwide in Same day.

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