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d Barai

d Barai

QR and carrier-billed mobile payments in Japan

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 2.6% for merchants vs Custom
Features

0 shared

5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

0 shared

2 unique to d Barai · 19 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 17 more than d Barai. Verify directly with each provider before signing.

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Show full specs
5 features · 21 payment methods · 6 regions. We don't rank these — they're here for reference.
d Barai d Barai
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 2.6% for merchants
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2018
2021
Headquarters
Chiyoda, Tokyo, Japan
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

d Barai is best when you...

QR and carrier-billed mobile payments in Japan
View d Barai

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with d Barai
Need High Risk Accepted
Not available with d Barai
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
d Barai doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between d Barai and A-Pay?
They share 0 payment methods and 1 region. d Barai adds Mobile Wallet, QR Code that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 16 more that d Barai does not list; A-Pay also covers Africa, Europe and 3 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, d Barai or A-Pay?
d Barai has published rates from From 2.6% for merchants; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use d Barai and A-Pay?
d Barai lists 1 region and 2 payment methods; A-Pay lists 6 and 19. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do d Barai and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, d Barai does not list one; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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