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DANA

DANA

Indonesian payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
Free P2P, 1-2% merchant vs Custom
Features

1 shared

2 unique to DANA · 1 unique to Alipay
Regions

2 shared

6 unique to Alipay
Pay methods

2 shared

4 unique to DANA · 5 unique to Alipay

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4 features · 11 payment methods · 8 regions. We don't rank these — they're here for reference.
DANA DANA
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Free P2P, 1-2% merchant
Custom
Settlement
Time to receive funds
1–3 business days
Next business day
Founded
2017
2004
Headquarters
Jakarta, Indonesia
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
DANA leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 6)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Dana Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet
✓
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

DANA is best when you...

Indonesian payments
Need Low Fees
Not available with Alipay
Need Startup Friendly
Not available with Alipay
View DANA

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with DANA
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
DANA doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between DANA and Alipay?
They share 2 payment methods and 2 regions. DANA adds Bank Transfer, Credit Card, DANA and 1 more that Alipay does not list; Alipay adds Alipay, JCB, Mastercard and 2 more that DANA does not list; Alipay also covers Africa, Europe and 4 more; only DANA offers Low Fees, Startup Friendly.
Which is cheaper, DANA or Alipay?
DANA has published rates from Free P2P, 1-2% merchant; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use DANA and Alipay?
DANA lists 2 regions and 6 payment methods; Alipay lists 8 and 7. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do DANA and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; DANA settles in 1–3 business days, Alipay in Next business day.

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