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DECTA

DECTA

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe

VS

AltaPay

Nordic Omnichannel Payments

AltaPay
Fees from
— vs Custom
Features

2 shared

1 unique to AltaPay
Regions

1 shared

7 unique to DECTA
Pay methods

10 shared

2 unique to DECTA · 10 unique to AltaPay
On payment methods

AltaPay supports 20 payment methods, 8 more than DECTA. Verify directly with each provider before signing.

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3 features · 22 payment methods · 8 regions. We don't rank these — they're here for reference.
DECTA DECTA
AltaPay AltaPay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
Next business day
1–3 business days
Founded
2015
2008
Headquarters
London, GB
Copenhagen, Denmark
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
AltaPay leads (3 vs 2)
Enterprise
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Payment Methods
AltaPay leads (20 vs 12)
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Dankort Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Klarna
✓
✓
Mastercard
✓
✓
Mobilepay Unique
—
✓
Open Banking Unique
✓
—
Paypal
✓
✓
Samsung Pay Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
DECTA leads (8 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

DECTA is best when you...

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
AltaPay doesn't cover these regions
View DECTA

AltaPay is best when you...

Nordic Omnichannel Payments
Need Instant Sandbox
Not available with DECTA
View AltaPay

Frequently Asked Questions

What is the difference between DECTA and AltaPay?
They share 10 payment methods and 1 region. DECTA adds Open Banking, Samsung Pay that AltaPay does not list; AltaPay adds Bancontact, Dankort, Discover and 7 more that DECTA does not list; DECTA also covers Africa, Asia and 5 more; only AltaPay offers Instant Sandbox.
Which is cheaper, DECTA or AltaPay?
DECTA has no published rate; AltaPay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use DECTA and AltaPay?
DECTA lists 8 regions and 12 payment methods; AltaPay lists 1 and 20. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do DECTA and AltaPay compare on integration and settlement?
AltaPay offers a sandbox, DECTA does not list one; AltaPay supports webhooks; DECTA settles in Next business day, AltaPay in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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