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DECTA

DECTA

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe

VS

Computop

German enterprise

Computop
Fees from
— vs Custom
Features

1 shared

1 unique to DECTA
Regions

3 shared

5 unique to DECTA
Pay methods

8 shared

4 unique to DECTA · 10 unique to Computop
On settlement

DECTA settles in Next business day; Computop settles in 2–3 business days. Verify directly with each provider before signing.

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2 features · 22 payment methods · 8 regions. We don't rank these — they're here for reference.
DECTA DECTA
Computop Computop
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
Next business day
2–3 business days
Founded
2015
1997
Headquarters
London, GB
Bamberg, Germany
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
DECTA leads (2 vs 1)
Enterprise
✓
✓
Recurring Payments Unique
✓
—
Payment Methods
Computop leads (18 vs 12)
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Klarna
✓
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Open Banking Unique
✓
—
Paypal
✓
✓
Przelewy24 Unique
—
✓
Samsung Pay Unique
✓
—
Sepa Unique
—
✓
Twint Unique
—
✓
Unionpay Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
DECTA leads (8 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

DECTA is best when you...

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe
Need Recurring Payments
Not available with Computop
Want coverage in Africa, Latin America, Middle East, Oceania, Southeast Asia
Computop doesn't cover these regions
View DECTA

Computop is best when you...

German enterprise
View Computop

Frequently Asked Questions

What is the difference between DECTA and Computop?
They share 8 payment methods and 3 regions. DECTA adds Bank Transfer, Open Banking, Samsung Pay and 1 more that Computop does not list; Computop adds Diners Club, Discover, EPS and 7 more that DECTA does not list; DECTA also covers Africa, Latin America and 3 more; only DECTA offers Recurring Payments.
Which is cheaper, DECTA or Computop?
DECTA has no published rate; Computop has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use DECTA and Computop?
DECTA lists 8 regions and 12 payment methods; Computop lists 3 and 18. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do DECTA and Computop compare on integration and settlement?
Computop offers a sandbox, DECTA does not list one; Computop supports webhooks; DECTA settles in Next business day, Computop in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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