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Desjardins Payments

Desjardins Payments

Quebec and Ontario business members of Desjardins looking for integrated card acceptance

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

1 shared

1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

8 unique to Desjardins Payments · 5 unique to Alipay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 15 payment methods · 8 regions. We don't rank these — they're here for reference.
Desjardins Payments Desjardins Payments
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Next business day
Founded
1900
2004
Headquarters
Levis, Quebec, Canada
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
Desjardins Payments leads (10 vs 7)
Alipay Unique
—
✓
Amex Unique
✓
—
Apple Pay Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Discover Unique
✓
—
Google Pay Unique
✓
—
Interac Unique
✓
—
Jcb Unique
—
✓
Mastercard
✓
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Desjardins Payments is best when you...

Quebec and Ontario business members of Desjardins looking for integrated card acceptance
View Desjardins Payments

Alipay is best when you...

Chinese Consumers
Need Instant Payout
Not available with Desjardins Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Desjardins Payments doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Desjardins Payments and Alipay?
They share 2 payment methods and 1 region. Desjardins Payments adds Amex, Apple Pay, Contactless and 5 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that Desjardins Payments does not list; Alipay also covers Africa, Asia and 5 more; only Alipay offers Instant Payout.
Which is cheaper, Desjardins Payments or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Desjardins Payments and Alipay?
Desjardins Payments lists 1 region and 10 payment methods; Alipay lists 8 and 7. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Desjardins Payments and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Alipay publishes a settlement time of Next business day.

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