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DIBS

DIBS

Nordic e-commerce

VS

Clover

Retail & restaurants

Clover
Fees from
1.45% + €0.35 vs 2.3-2.6% + $0.10
Features

0 shared

1 unique to DIBS · 1 unique to Clover
Regions

1 shared

1 unique to Clover
Pay methods

5 shared

5 unique to DIBS · 2 unique to Clover

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Show full specs
2 features · 12 payment methods · 2 regions. We don't rank these — they're here for reference.
DIBS DIBS
Clover Clover
Quick Facts
Fees
Standard transaction rate
1.45% + €0.35
2.3-2.6% + $0.10
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
1998
2012
Headquarters
Stockholm, Sweden
Sunnyvale, California, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
DIBS leads (10 vs 7)
Amex
✓
✓
Apple Pay
✓
✓
Dankort Unique
✓
—
Discover Unique
—
✓
Gift Card Unique
—
✓
Google Pay
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobilepay Unique
✓
—
Swish Unique
✓
—
Vipps Unique
✓
—
Visa
✓
✓
Regions
Clover leads (2 vs 1)
Europe
✓
✓
North America Unique
—
✓

DIBS is best when you...

Nordic e-commerce
Need Enterprise
Not available with Clover
View DIBS

Clover is best when you...

Retail & restaurants
Need Startup Friendly
Not available with DIBS
Want coverage in North America
DIBS doesn't cover this region
View Clover

Frequently Asked Questions

What is the difference between DIBS and Clover?
They share 5 payment methods and 1 region. DIBS adds Dankort, Maestro, MobilePay and 2 more that Clover does not list; Clover adds Discover, Gift Card that DIBS does not list; Clover also covers North America; only DIBS offers Enterprise.
Which is cheaper, DIBS or Clover?
DIBS has published rates from 1.45% + €0.35; Clover has published rates from 2.3-2.6% + $0.10. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use DIBS and Clover?
DIBS lists 1 region and 10 payment methods; Clover lists 2 and 7. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do DIBS and Clover compare on integration and settlement?
both offer a sandbox; both support webhooks; DIBS settles in 2–3 business days, Clover in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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