Dintero
Online stores, marketplaces and platforms based in Norway, Sweden or Denmark that want one checkout covering Nordic local payment methods, cards, wallets and invoice/BNPL.
VS
A-Pay
Global Multi-Currency Payment Gateway
Fees from
Checkout – Early Phase: monthly fee from 149 kr, 1.5 kr transaction fee + payment method fee. Growth Phase: monthly fee from 249 kr, 1 kr transaction fee + payment method fee. Annual volume over 5 million: custom pricing. Payment method fees (Early / Growth): Visa & Mastercard EU consumer cards 1 kr + 2.49% / 1 kr + 1.95%; non-EU consumer cards 1 kr + 2.99% / 1 kr + 2.95%; Apple Pay, Google Pay, Click to Pay, Vipps, MobilePay, Swish 1 kr + 2.49% / 1 kr + 1.95%; Klarna 3.50 kr + 2.99% / 3.50 kr + 2.79%; Walley B2C 1 kr + 2.49% / 1 kr + 1.95%, B2B 1 kr + 2.99% / 1 kr + 2.95%; Billie 5 kr + 3.99% / 2.50 kr + 2.95%. vs Custom
Features
0 shared
5 unique to A-Pay
Regions
0 shared
6 unique to A-Pay
Pay methods
5 shared
7 unique to Dintero · 14 unique to A-Pay
On settlement
Dintero settles in You’re paid the week after a successful capture (not when the order is authorized).; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.
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Show full specs 5 features · 26 payment methods · 6 regions. We
don't rank these — they're here for reference.
Show full specs
5 features · 26 payment methods · 6 regions. We
don't rank these — they're here for reference.
Dintero A-PayQuick Facts
Fees
Standard transaction rate
Checkout – Early Phase: monthly fee from 149 kr, 1.5 kr transaction fee + payment method fee. Growth Phase: monthly fee from 249 kr, 1 kr transaction fee + payment method fee. Annual volume over 5 million: custom pricing. Payment method fees (Early / Growth): Visa & Mastercard EU consumer cards 1 kr + 2.49% / 1 kr + 1.95%; non-EU consumer cards 1 kr + 2.99% / 1 kr + 2.95%; Apple Pay, Google Pay, Click to Pay, Vipps, MobilePay, Swish 1 kr + 2.49% / 1 kr + 1.95%; Klarna 3.50 kr + 2.99% / 3.50 kr + 2.79%; Walley B2C 1 kr + 2.49% / 1 kr + 1.95%, B2B 1 kr + 2.99% / 1 kr + 2.95%; Billie 5 kr + 3.99% / 2.50 kr + 2.95%.
Custom
Settlement
Time to receive funds
You’re paid the week after a successful capture (not when the order is authorized).
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features A-Pay leads (5 vs 0)
A-Pay leads (5 vs 0)Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods A-Pay leads (19 vs 12)
A-Pay leads (19 vs 12)Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Click To Pay Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Installments Unique
✓
—
Invoice Unique
✓
—
Klarna
✓
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Mobilepay Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Swish Unique
✓
—
Upi Unique
—
✓
Vipps Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions A-Pay leads (6 vs 0)
A-Pay leads (6 vs 0)Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓
Dintero is best when you...
Online stores, marketplaces and platforms based in Norway, Sweden or Denmark that want one checkout covering Nordic local payment methods, cards, wallets and invoice/BNPL.
A-Pay is best when you...
Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Dintero
Need High Risk Accepted
Not available with Dintero
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Dintero doesn't cover these regions
Frequently Asked Questions
What is the difference between Dintero and A-Pay?
They share 5 payment methods and 0 regions. Dintero adds Click to Pay, Installments, Invoice and 4 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 11 more that Dintero does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Dintero or A-Pay?
Dintero has published rates from Checkout – Early Phase: monthly fee from 149 kr, 1.5 kr transaction fee + payment method fee. Growth Phase: monthly fee from 249 kr, 1 kr transaction fee + payment method fee. Annual volume over 5 million: custom pricing. Payment method fees (Early / Growth): Visa & Mastercard EU consumer cards 1 kr + 2.49% / 1 kr + 1.95%; non-EU consumer cards 1 kr + 2.99% / 1 kr + 2.95%; Apple Pay, Google Pay, Click to Pay, Vipps, MobilePay, Swish 1 kr + 2.49% / 1 kr + 1.95%; Klarna 3.50 kr + 2.99% / 3.50 kr + 2.79%; Walley B2C 1 kr + 2.49% / 1 kr + 1.95%, B2B 1 kr + 2.99% / 1 kr + 2.95%; Billie 5 kr + 3.99% / 2.50 kr + 2.95%.; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Dintero and A-Pay?
Dintero lists 0 regions and 12 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Dintero and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Dintero does not list one; A-Pay supports webhooks; Dintero settles in You’re paid the week after a successful capture (not when the order is authorized)., A-Pay in 1–2 business days.
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