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Dintero

Dintero

Online stores, marketplaces and platforms based in Norway, Sweden or Denmark that want one checkout covering Nordic local payment methods, cards, wallets and invoice/BNPL.

VS

Cashflows

Retailers, financial services, insurance, veterinary and dental businesses that want card acceptance online, by phone and in person from a single acquirer.

C
Fees from
Checkout – Early Phase: monthly fee from 149 kr, 1.5 kr transaction fee + payment method fee. Growth Phase: monthly fee from 249 kr, 1 kr transaction fee + payment method fee. Annual volume over 5 million: custom pricing. Payment method fees (Early / Growth): Visa & Mastercard EU consumer cards 1 kr + 2.49% / 1 kr + 1.95%; non-EU consumer cards 1 kr + 2.99% / 1 kr + 2.95%; Apple Pay, Google Pay, Click to Pay, Vipps, MobilePay, Swish 1 kr + 2.49% / 1 kr + 1.95%; Klarna 3.50 kr + 2.99% / 3.50 kr + 2.79%; Walley B2C 1 kr + 2.49% / 1 kr + 1.95%, B2B 1 kr + 2.99% / 1 kr + 2.95%; Billie 5 kr + 3.99% / 2.50 kr + 2.95%. vs —
Features

0 shared

Regions

0 shared

Pay methods

6 shared

6 unique to Dintero · 10 unique to Cashflows
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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0 features · 22 payment methods · 0 regions. We don't rank these — they're here for reference.
Dintero Dintero
Cashflows
Quick Facts
Fees
Standard transaction rate
Checkout – Early Phase: monthly fee from 149 kr, 1.5 kr transaction fee + payment method fee. Growth Phase: monthly fee from 249 kr, 1 kr transaction fee + payment method fee. Annual volume over 5 million: custom pricing. Payment method fees (Early / Growth): Visa & Mastercard EU consumer cards 1 kr + 2.49% / 1 kr + 1.95%; non-EU consumer cards 1 kr + 2.99% / 1 kr + 2.95%; Apple Pay, Google Pay, Click to Pay, Vipps, MobilePay, Swish 1 kr + 2.49% / 1 kr + 1.95%; Klarna 3.50 kr + 2.99% / 3.50 kr + 2.79%; Walley B2C 1 kr + 2.49% / 1 kr + 1.95%, B2B 1 kr + 2.99% / 1 kr + 2.95%; Billie 5 kr + 3.99% / 2.50 kr + 2.95%.
—
Settlement
Time to receive funds
You’re paid the week after a successful capture (not when the order is authorized).
Get access to your funds within hours
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Cashflows leads (16 vs 12)
Amex Unique
—
✓
Apple Pay
✓
✓
Click To Pay
✓
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Installments Unique
✓
—
Invoice Unique
✓
—
Jcb Unique
—
✓
Klarna Unique
✓
—
Mastercard
✓
✓
Mobilepay Unique
✓
—
Payment Link
✓
✓
Paypal Unique
—
✓
Pos Unique
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✓
Samsung Pay Unique
—
✓
Swish Unique
✓
—
Unionpay Unique
—
✓
Vipps Unique
✓
—
Visa
✓
✓
Regions

Dintero is best when you...

Online stores, marketplaces and platforms based in Norway, Sweden or Denmark that want one checkout covering Nordic local payment methods, cards, wallets and invoice/BNPL.
View Dintero

Cashflows is best when you...

Retailers, financial services, insurance, veterinary and dental businesses that want card acceptance online, by phone and in person from a single acquirer.
View Cashflows

Frequently Asked Questions

What is the difference between Dintero and Cashflows?
They share 6 payment methods and 0 regions. Dintero adds Installments, Invoice, Klarna and 3 more that Cashflows does not list; Cashflows adds Amex, Contactless, Credit Card and 7 more that Dintero does not list.
Which is cheaper, Dintero or Cashflows?
Dintero has published rates from Checkout – Early Phase: monthly fee from 149 kr, 1.5 kr transaction fee + payment method fee. Growth Phase: monthly fee from 249 kr, 1 kr transaction fee + payment method fee. Annual volume over 5 million: custom pricing. Payment method fees (Early / Growth): Visa & Mastercard EU consumer cards 1 kr + 2.49% / 1 kr + 1.95%; non-EU consumer cards 1 kr + 2.99% / 1 kr + 2.95%; Apple Pay, Google Pay, Click to Pay, Vipps, MobilePay, Swish 1 kr + 2.49% / 1 kr + 1.95%; Klarna 3.50 kr + 2.99% / 3.50 kr + 2.79%; Walley B2C 1 kr + 2.49% / 1 kr + 1.95%, B2B 1 kr + 2.99% / 1 kr + 2.95%; Billie 5 kr + 3.99% / 2.50 kr + 2.95%.; Cashflows has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Dintero and Cashflows?
Dintero lists 0 regions and 12 payment methods; Cashflows lists 0 and 16. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Dintero and Cashflows compare on integration and settlement?
Dintero settles in You’re paid the week after a successful capture (not when the order is authorized)., Cashflows in Get access to your funds within hours.

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