Discover Global Network vs A-Pay | PaymentProviders.io

Discover Global Network

Discover & Diners Club Network

A-Pay

Global Multi-Currency Payment Gateway

Fees from

Interchange-based (network fees vary by acquirer and region) vs Custom

Features

0 shared

1 unique to Discover Global Network · 5 unique to A-Pay

Regions

5 shared

2 unique to Discover Global Network · 1 unique to A-Pay

Pay methods

2 shared

3 unique to Discover Global Network · 17 unique to A-Pay

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6 features · 22 payment methods · 8 regions. We don't rank these — they're here for reference.

Discover Global Network

A-Pay

Quick Facts

Fees

Standard transaction rate

Interchange-based (network fees vary by acquirer and region)

Custom

Settlement

Time to receive funds

—

1–2 business days

Founded

1985

2021

Headquarters

Riverwoods, Illinois, United States

India

Sandbox / Test Mode

✓

Webhook Support

✓

Features

A-Pay leads (5 vs 1)

Crypto Support Unique

—

✓

Enterprise Unique

✓

—

High Risk Accepted Unique

—

✓

Instant Sandbox Unique

—

✓

Recurring Payments Unique

—

✓

Startup Friendly Unique

—

✓

Payment Methods

A-Pay leads (19 vs 5)

Ach Unique

—

✓

Alipay Unique

—

✓

Amex Unique

—

✓

Apple Pay

✓

Bank Transfer Unique

—

✓

Contactless Unique

✓

—

Credit Card Unique

—

✓

Crypto Unique

—

✓

Discover Unique

✓

—

Google Pay

✓

Ideal Unique

—

✓

Klarna Unique

—

✓

Mastercard Unique

—

✓

Mobile Money Unique

—

✓

Paypal Unique

—

✓

Pix Unique

—

✓

Samsung Pay Unique

✓

—

Sepa Unique

—

✓

Sofort Unique

—

✓

Upi Unique

—

✓

Visa Unique

—

✓

Wechat Pay Unique

—

✓

Regions

Discover Global Network leads (7 vs 6)

Africa

✓

Asia

✓

Europe

✓

Latin America

✓

Middle East

✓

North America Unique

✓

—

Oceania Unique

✓

—

Southeast Asia Unique

—

✓

Discover Global Network is best when you...

Discover & Diners Club Network

Need Enterprise

Not available with A-Pay

Want coverage in North America, Oceania

A-Pay doesn't cover these regions

View Discover Global Network

A-Pay is best when you...

Global Multi-Currency Payment Gateway

Need Crypto Support

Not available with Discover Global Network

Need High Risk Accepted

Not available with Discover Global Network

Want coverage in Southeast Asia

Discover Global Network doesn't cover this region

View A-Pay

Frequently Asked Questions

What is the difference between Discover Global Network and A-Pay?

They share 2 payment methods and 5 regions. Discover Global Network adds Contactless, Discover, Samsung Pay that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that Discover Global Network does not list; Discover Global Network also covers North America, Oceania; A-Pay also covers Southeast Asia.

Which is cheaper, Discover Global Network or A-Pay?

Discover Global Network has published rates from Interchange-based (network fees vary by acquirer and region); A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use Discover Global Network and A-Pay?

Discover Global Network lists 7 regions and 5 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do Discover Global Network and A-Pay compare on integration and settlement?

both offer a sandbox; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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