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dLocal

dLocal

Emerging Markets

VS

4T

Content providers, aggregators and charities that sell digital services, tickets or take donations in Denmark and want to charge customers through their mobile phone bill (physical goods are not supported).

4T
Fees from
3-7% all-inclusive vs —
Features

0 shared

2 unique to dLocal
Regions

0 shared

4 unique to dLocal
Pay methods

0 shared

10 unique to dLocal · 1 unique to 4T

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Show full specs
2 features · 11 payment methods · 4 regions. We don't rank these — they're here for reference.
dLocal dLocal
4T 4T
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
—
Settlement
Time to receive funds
2–7 business days
—
Founded
2016
—
Headquarters
Montevideo, Uruguay
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
dLocal leads (2 vs 0)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Payment Methods
dLocal leads (10 vs 1)
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Boleto Unique
✓
—
Carrier Billing Unique
—
✓
Cash Unique
✓
—
Digital Wallet Unique
✓
—
Mastercard Unique
✓
—
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Visa Unique
✓
—
Regions
dLocal leads (4 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with 4T
Need Instant Payout
Not available with 4T
Want coverage in Africa, Asia, Latin America, Middle East
4T doesn't cover these regions
View dLocal

4T is best when you...

Content providers, aggregators and charities that sell digital services, tickets or take donations in Denmark and want to charge customers through their mobile phone bill (physical goods are not supported).
View 4T

Frequently Asked Questions

What is the difference between dLocal and 4T?
They share 0 payment methods and 0 regions. dLocal adds Amex, Bank Transfer, Boleto and 7 more that 4T does not list; 4T adds Carrier Billing that dLocal does not list; dLocal also covers Africa, Asia and 2 more; only dLocal offers Enterprise, Instant Payout.
Which is cheaper, dLocal or 4T?
dLocal has published rates from 3-7% all-inclusive; 4T has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and 4T?
dLocal lists 4 regions and 10 payment methods; 4T lists 0 and 1. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and 4T compare on integration and settlement?
dLocal offers a sandbox, 4T does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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