dLocal

dLocal

Emerging Markets

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
3-7% all-inclusive vs Interchange + + $0.3
Features

2 shared

1 unique to Adyen
Regions

4 shared

4 unique to Adyen
Pay methods

7 shared

3 unique to dLocal · 30 unique to Adyen

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Show full specs
3 features · 40 payment methods · 8 regions. We don't rank these — they're here for reference.
dLocal dLocal
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Interchange + + $0.3
Settlement
Time to receive funds
2–7 business days
1–3 business days
Founded
2016
2006
Headquarters
Montevideo, Uruguay
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Adyen leads (3 vs 2)
Enterprise
✓
✓
Instant Payout
✓
✓
Recurring Payments Unique
—
✓
Payment Methods
Adyen leads (37 vs 10)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Boleto
✓
✓
Cash Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Oxxo Unique
✓
—
Paypal Unique
—
✓
Pix
✓
✓
Pse Unique
✓
—
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 4)
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

dLocal is best when you...

Emerging Markets
View dLocal

Adyen is best when you...

Platforms & Marketplaces
Need Recurring Payments
Not available with dLocal
Want coverage in Europe, North America, Oceania, Southeast Asia
dLocal doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between dLocal and Adyen?
They share 7 payment methods and 4 regions. dLocal adds Cash, OXXO, PSE that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 27 more that dLocal does not list; Adyen also covers Europe, North America and 2 more; only Adyen offers Recurring Payments.
Which is cheaper, dLocal or Adyen?
dLocal has published rates from 3-7% all-inclusive; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Adyen?
dLocal lists 4 regions and 10 payment methods; Adyen lists 8 and 37. both cover Africa, Asia, Latin America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal settles in 2–7 business days, Adyen in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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