Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
dLocal

dLocal

Emerging Markets

VS

ArifPay

Ethiopian Digital Payments

ArifPay
Fees from
3-7% all-inclusive vs Transaction-based
Features

1 shared

1 unique to dLocal · 1 unique to ArifPay
Regions

1 shared

3 unique to dLocal
Pay methods

3 shared

7 unique to dLocal · 1 unique to ArifPay
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 11 payment methods · 4 regions. We don't rank these — they're here for reference.
dLocal dLocal
ArifPay ArifPay
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Transaction-based
Settlement
Time to receive funds
2–7 business days
1–2 business days
Founded
2016
2021
Headquarters
Montevideo, Uruguay
Addis Ababa, Ethiopia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Instant Payout
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
dLocal leads (10 vs 4)
Amex Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
✓
—
Cash Unique
✓
—
Digital Wallet Unique
✓
—
M Pesa Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with ArifPay
Want coverage in Asia, Latin America, Middle East
ArifPay doesn't cover these regions
View dLocal

ArifPay is best when you...

Ethiopian Digital Payments
Need Startup Friendly
Not available with dLocal
View ArifPay

Frequently Asked Questions

What is the difference between dLocal and ArifPay?
They share 3 payment methods and 1 region. dLocal adds Amex, Boleto, Cash and 4 more that ArifPay does not list; ArifPay adds M-Pesa that dLocal does not list; dLocal also covers Asia, Latin America and 1 more; only dLocal offers Enterprise.
Which is cheaper, dLocal or ArifPay?
dLocal has published rates from 3-7% all-inclusive; ArifPay has published rates from Transaction-based. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and ArifPay?
dLocal lists 4 regions and 10 payment methods; ArifPay lists 1 and 4. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and ArifPay compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal settles in 2–7 business days, ArifPay in 1–2 business days.

Are you dLocal or ArifPay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →