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dLocal

dLocal

Emerging Markets

VS

au PAY

Japanese Telco Payments

au PAY
Fees from
3-7% all-inclusive vs From 2.6% for merchants
Features

0 shared

2 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

0 shared

10 unique to dLocal · 3 unique to au PAY
On licensing

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Show full specs
2 features · 13 payment methods · 4 regions. We don't rank these — they're here for reference.
dLocal dLocal
au PAY au PAY
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
From 2.6% for merchants
Settlement
Time to receive funds
2–7 business days
30 business days
Founded
2016
2019
Headquarters
Montevideo, Uruguay
Tokyo, Japan
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
dLocal leads (2 vs 0)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Payment Methods
dLocal leads (10 vs 3)
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Boleto Unique
✓
—
Cash Unique
✓
—
Credit Card Unique
—
✓
Digital Wallet Unique
✓
—
Mastercard Unique
✓
—
Oxxo Unique
✓
—
Pix Unique
✓
—
Prepaid Card Unique
—
✓
Pse Unique
✓
—
Qr Code Unique
—
✓
Visa Unique
✓
—
Regions
dLocal leads (4 vs 1)
Africa Unique
✓
—
Asia
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with au PAY
Need Instant Payout
Not available with au PAY
Want coverage in Africa, Latin America, Middle East
au PAY doesn't cover these regions
View dLocal

au PAY is best when you...

Japanese Telco Payments
View au PAY

Frequently Asked Questions

What is the difference between dLocal and au PAY?
They share 0 payment methods and 1 region. dLocal adds Amex, Bank Transfer, Boleto and 7 more that au PAY does not list; au PAY adds Credit Card, Prepaid Card, QR Code that dLocal does not list; dLocal also covers Africa, Latin America and 1 more; only dLocal offers Enterprise, Instant Payout.
Which is cheaper, dLocal or au PAY?
dLocal has published rates from 3-7% all-inclusive; au PAY has published rates from From 2.6% for merchants. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and au PAY?
dLocal lists 4 regions and 10 payment methods; au PAY lists 1 and 3. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and au PAY compare on integration and settlement?
dLocal offers a sandbox, au PAY does not list one; both support webhooks; dLocal settles in 2–7 business days, au PAY in 30 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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