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dLocal

dLocal

Emerging Markets

VS

Ayoconnect

Indonesian Fintech Infrastructure

Ayoconnect
Fees from
3-7% all-inclusive vs Custom
Features

1 shared

1 unique to dLocal · 2 unique to Ayoconnect
Regions

0 shared

4 unique to dLocal · 1 unique to Ayoconnect
Pay methods

2 shared

8 unique to dLocal · 3 unique to Ayoconnect
On payment methods

dLocal supports 10 payment methods, 5 more than Ayoconnect. Verify directly with each provider before signing.

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Show full specs
4 features · 13 payment methods · 5 regions. We don't rank these — they're here for reference.
dLocal dLocal
Ayoconnect Ayoconnect
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Custom
Settlement
Time to receive funds
2–7 business days
Instant
Founded
2016
2016
Headquarters
Montevideo, Uruguay
Jakarta, Indonesia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Ayoconnect leads (3 vs 2)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
dLocal leads (10 vs 5)
Amex Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
✓
—
Cash Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet
✓
✓
Direct Debit Unique
—
✓
Mastercard Unique
✓
—
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Visa Unique
✓
—
Regions
dLocal leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
Southeast Asia Unique
—
✓

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with Ayoconnect
Want coverage in Africa, Asia, Latin America, Middle East
Ayoconnect doesn't cover these regions
View dLocal

Ayoconnect is best when you...

Indonesian Fintech Infrastructure
Need Recurring Payments
Not available with dLocal
Need Startup Friendly
Not available with dLocal
Want coverage in Southeast Asia
dLocal doesn't cover this region
View Ayoconnect

Frequently Asked Questions

What is the difference between dLocal and Ayoconnect?
They share 2 payment methods and 0 regions. dLocal adds Amex, Boleto, Cash and 5 more that Ayoconnect does not list; Ayoconnect adds Credit Card, Debit Card, Direct Debit that dLocal does not list; dLocal also covers Africa, Asia and 2 more; Ayoconnect also covers Southeast Asia.
Which is cheaper, dLocal or Ayoconnect?
dLocal has published rates from 3-7% all-inclusive; Ayoconnect has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Ayoconnect?
dLocal lists 4 regions and 10 payment methods; Ayoconnect lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Ayoconnect compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal settles in 2–7 business days, Ayoconnect in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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