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dLocal

dLocal

Emerging Markets

VS

Azimo (Papaya Global)

European Remittance Service

Azimo (Papaya Global)
Fees from
3-7% all-inclusive vs From €0.99 per transfer
Features

1 shared

1 unique to dLocal · 1 unique to Azimo (Papaya Global)
Regions

2 shared

2 unique to dLocal · 1 unique to Azimo (Papaya Global)
Pay methods

1 shared

9 unique to dLocal · 1 unique to Azimo (Papaya Global)
On licensing

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Show full specs
3 features · 11 payment methods · 5 regions. We don't rank these — they're here for reference.
dLocal dLocal
Azimo (Papaya Global) Azimo (Papaya Global)
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
From €0.99 per transfer
Settlement
Time to receive funds
2–7 business days
Next business day
Founded
2016
2012
Headquarters
Montevideo, Uruguay
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Instant Payout
✓
✓
Low Fees Unique
—
✓
Payment Methods
dLocal leads (10 vs 2)
Amex Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
✓
—
Cash Unique
✓
—
Digital Wallet Unique
✓
—
Mastercard Unique
✓
—
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Sofort Unique
—
✓
Visa Unique
✓
—
Regions
dLocal leads (4 vs 3)
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Azimo (Papaya Global)
Want coverage in Latin America, Middle East
Azimo (Papaya Global) doesn't cover these regions
View dLocal

Azimo (Papaya Global) is best when you...

European Remittance Service
Need Low Fees
Not available with dLocal
Want coverage in Europe
dLocal doesn't cover this region
View Azimo (Papaya Global)

Frequently Asked Questions

What is the difference between dLocal and Azimo (Papaya Global)?
They share 1 payment method and 2 regions. dLocal adds Amex, Boleto, Cash and 6 more that Azimo (Papaya Global) does not list; Azimo (Papaya Global) adds Sofort that dLocal does not list; dLocal also covers Latin America, Middle East; Azimo (Papaya Global) also covers Europe.
Which is cheaper, dLocal or Azimo (Papaya Global)?
dLocal has published rates from 3-7% all-inclusive; Azimo (Papaya Global) has published rates from From €0.99 per transfer. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Azimo (Papaya Global)?
dLocal lists 4 regions and 10 payment methods; Azimo (Papaya Global) lists 3 and 2. both cover Africa, Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Azimo (Papaya Global) compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal settles in 2–7 business days, Azimo (Papaya Global) in Next business day.

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