dLocal

dLocal

Emerging Markets

VS

Bancontact

Belgian Payments

Bancontact
Fees from
3-7% all-inclusive vs Custom
Features

1 shared

1 unique to dLocal · 1 unique to Bancontact
Regions

0 shared

4 unique to dLocal · 1 unique to Bancontact
Pay methods

0 shared

10 unique to dLocal · 6 unique to Bancontact
On licensing

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Show full specs
3 features · 16 payment methods · 5 regions. We don't rank these — they're here for reference.
dLocal dLocal
Bancontact Bancontact
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Custom
Settlement
Time to receive funds
2–7 business days
Instant
Founded
2016
1979
Headquarters
Montevideo, Uruguay
Brussels, Belgium
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Instant Payout
✓
✓
Low Fees Unique
—
✓
Payment Methods
dLocal leads (10 vs 6)
Amex Unique
✓
—
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Boleto Unique
✓
—
Cash Unique
✓
—
Contactless Unique
—
✓
Digital Wallet Unique
✓
—
Mastercard Unique
✓
—
Mobile Payment Unique
—
✓
Nfc Unique
—
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Qr Code Unique
—
✓
Visa Unique
✓
—
Regions
dLocal leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
—
✓
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Bancontact
Want coverage in Africa, Asia, Latin America, Middle East
Bancontact doesn't cover these regions
View dLocal

Bancontact is best when you...

Belgian Payments
Need Low Fees
Not available with dLocal
Want coverage in Europe
dLocal doesn't cover this region
View Bancontact

Frequently Asked Questions

What is the difference between dLocal and Bancontact?
They share 0 payment methods and 0 regions. dLocal adds Amex, Bank Transfer, Boleto and 7 more that Bancontact does not list; Bancontact adds Apple Pay, Bancontact, Contactless and 3 more that dLocal does not list; dLocal also covers Africa, Asia and 2 more; Bancontact also covers Europe.
Which is cheaper, dLocal or Bancontact?
dLocal has published rates from 3-7% all-inclusive; Bancontact has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Bancontact?
dLocal lists 4 regions and 10 payment methods; Bancontact lists 1 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Bancontact compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal settles in 2–7 business days, Bancontact in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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