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dLocal

dLocal

Emerging Markets

VS

BDO Unibank

B
Fees from
3-7% all-inclusive vs Custom
Features

0 shared

2 unique to dLocal
Regions

0 shared

4 unique to dLocal · 1 unique to BDO Unibank
Pay methods

2 shared

8 unique to dLocal · 2 unique to BDO Unibank
On region

dLocal covers 4 regions; BDO Unibank covers 1. Verify directly with each provider before signing.

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Show full specs
2 features · 12 payment methods · 5 regions. We don't rank these — they're here for reference.
dLocal dLocal
BDO Unibank
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Custom
Settlement
Time to receive funds
2–7 business days
—
Founded
2016
—
Headquarters
Montevideo, Uruguay
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
dLocal leads (2 vs 0)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Payment Methods
dLocal leads (10 vs 4)
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Boleto Unique
✓
—
Cash Unique
✓
—
Digital Wallet Unique
✓
—
Jcb Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Unionpay Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
Southeast Asia Unique
—
✓

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with BDO Unibank
Need Instant Payout
Not available with BDO Unibank
Want coverage in Africa, Asia, Latin America, Middle East
BDO Unibank doesn't cover these regions
View dLocal

BDO Unibank is best when you...

Want coverage in Southeast Asia
dLocal doesn't cover this region
View BDO Unibank

Frequently Asked Questions

What is the difference between dLocal and BDO Unibank?
They share 2 payment methods and 0 regions. dLocal adds Amex, Bank Transfer, Boleto and 5 more that BDO Unibank does not list; BDO Unibank adds JCB, UnionPay that dLocal does not list; dLocal also covers Africa, Asia and 2 more; BDO Unibank also covers Southeast Asia.
Which is cheaper, dLocal or BDO Unibank?
dLocal has published rates from 3-7% all-inclusive; BDO Unibank has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and BDO Unibank?
dLocal lists 4 regions and 10 payment methods; BDO Unibank lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and BDO Unibank compare on integration and settlement?
dLocal offers a sandbox, BDO Unibank does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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