dLocal

dLocal

Emerging Markets

VS

Billmate

Swedish e-commerce

Billmate
Fees from
3-7% all-inclusive vs 1.4% + SEK 3
Features

0 shared

2 unique to dLocal · 1 unique to Billmate
Regions

0 shared

4 unique to dLocal · 1 unique to Billmate
Pay methods

2 shared

8 unique to dLocal · 4 unique to Billmate
On payment methods

dLocal supports 10 payment methods, 4 more than Billmate. Verify directly with each provider before signing.

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Show full specs
3 features · 14 payment methods · 5 regions. We don't rank these — they're here for reference.
dLocal dLocal
Billmate Billmate
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
1.4% + SEK 3
Settlement
Time to receive funds
2–7 business days
14–30 business days
Founded
2016
2012
Headquarters
Montevideo, Uruguay
Malmo, Sweden
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
dLocal leads (10 vs 6)
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Boleto Unique
✓
—
Cash Unique
✓
—
Digital Wallet Unique
✓
—
Installments Unique
—
✓
Invoice Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Swish Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
—
✓
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Billmate
Need Instant Payout
Not available with Billmate
Want coverage in Africa, Asia, Latin America, Middle East
Billmate doesn't cover these regions
View dLocal

Billmate is best when you...

Swedish e-commerce
Need Startup Friendly
Not available with dLocal
Want coverage in Europe
dLocal doesn't cover this region
View Billmate

Frequently Asked Questions

What is the difference between dLocal and Billmate?
They share 2 payment methods and 0 regions. dLocal adds Amex, Bank Transfer, Boleto and 5 more that Billmate does not list; Billmate adds Buy Now Pay Later, Installments, Invoice and 1 more that dLocal does not list; dLocal also covers Africa, Asia and 2 more; Billmate also covers Europe.
Which is cheaper, dLocal or Billmate?
dLocal has published rates from 3-7% all-inclusive; Billmate has published rates from 1.4% + SEK 3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Billmate?
dLocal lists 4 regions and 10 payment methods; Billmate lists 1 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Billmate compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal settles in 2–7 business days, Billmate in 14–30 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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