dLocal

dLocal

Emerging Markets

VS

Bluecode

Mobile payments

Bluecode
Fees from
3-7% all-inclusive vs 0.95-1.5%
Features

0 shared

2 unique to dLocal · 1 unique to Bluecode
Regions

1 shared

3 unique to dLocal · 1 unique to Bluecode
Pay methods

0 shared

10 unique to dLocal · 4 unique to Bluecode
On licensing

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Show full specs
3 features · 14 payment methods · 5 regions. We don't rank these — they're here for reference.
dLocal dLocal
Bluecode Bluecode
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
0.95-1.5%
Settlement
Time to receive funds
2–7 business days
1–2 business days
Founded
2016
2017
Headquarters
Montevideo, Uruguay
Vienna, Austria
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
dLocal leads (10 vs 4)
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Boleto Unique
✓
—
Cash Unique
✓
—
Contactless Unique
—
✓
Digital Wallet Unique
✓
—
Mastercard Unique
✓
—
Mobile Payment Unique
—
✓
Nfc Unique
—
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Qr Code Unique
—
✓
Visa Unique
✓
—
Regions
dLocal leads (4 vs 2)
Africa
✓
✓
Asia Unique
✓
—
Europe Unique
—
✓
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Bluecode
Need Instant Payout
Not available with Bluecode
Want coverage in Asia, Latin America, Middle East
Bluecode doesn't cover these regions
View dLocal

Bluecode is best when you...

Mobile payments
Need Startup Friendly
Not available with dLocal
Want coverage in Europe
dLocal doesn't cover this region
View Bluecode

Frequently Asked Questions

What is the difference between dLocal and Bluecode?
They share 0 payment methods and 1 region. dLocal adds Amex, Bank Transfer, Boleto and 7 more that Bluecode does not list; Bluecode adds Contactless, Mobile Payment, NFC and 1 more that dLocal does not list; dLocal also covers Asia, Latin America and 1 more; Bluecode also covers Europe.
Which is cheaper, dLocal or Bluecode?
dLocal has published rates from 3-7% all-inclusive; Bluecode has published rates from 0.95-1.5%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Bluecode?
dLocal lists 4 regions and 10 payment methods; Bluecode lists 2 and 4. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Bluecode compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal settles in 2–7 business days, Bluecode in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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