dLocal

dLocal

Emerging Markets

VS

BorderPay Velocity

Verified B2B companies (startups, SMEs, enterprises, platforms) that collect and pay across borders in USD, EUR, GBP or stablecoins, including through African bank and mobile money routes.

BorderPay Velocity
Fees from
3-7% all-inclusive vs Business account creation and KYB onboarding are free. Business account maintenance is $29.99/month after verification. Global bank payouts carry a 1% BorderPay fee. Supported same-network USDC, USDT and EURC transfers carry no BorderPay transaction fee. FX, on-ramp, African-rail, network and other applicable fees are shown before confirmation.
Features

0 shared

2 unique to dLocal
Regions

0 shared

4 unique to dLocal
Pay methods

1 shared

9 unique to dLocal · 12 unique to BorderPay Velocity

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Show full specs
2 features · 22 payment methods · 4 regions. We don't rank these — they're here for reference.
dLocal dLocal
BorderPay Velocity BorderPay Velocity
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Business account creation and KYB onboarding are free. Business account maintenance is $29.99/month after verification. Global bank payouts carry a 1% BorderPay fee. Supported same-network USDC, USDT and EURC transfers carry no BorderPay transaction fee. FX, on-ramp, African-rail, network and other applicable fees are shown before confirmation.
Settlement
Time to receive funds
2–7 business days
—
Founded
2016
—
Headquarters
Montevideo, Uruguay
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
dLocal leads (2 vs 0)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Payment Methods
BorderPay Velocity leads (13 vs 10)
Ach Unique
—
✓
Amex Unique
✓
—
Bank Transfer
✓
✓
Base Chain Unique
—
✓
Boleto Unique
✓
—
Cash Unique
✓
—
Digital Wallet Unique
✓
—
Faster Payments Unique
—
✓
M Pesa Unique
—
✓
Mastercard Unique
✓
—
Mobile Money Unique
—
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Tron Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Virtual Account Unique
—
✓
Visa Unique
✓
—
Wire Transfer Unique
—
✓
Regions
dLocal leads (4 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with BorderPay Velocity
Need Instant Payout
Not available with BorderPay Velocity
Want coverage in Africa, Asia, Latin America, Middle East
BorderPay Velocity doesn't cover these regions
View dLocal

BorderPay Velocity is best when you...

Verified B2B companies (startups, SMEs, enterprises, platforms) that collect and pay across borders in USD, EUR, GBP or stablecoins, including through African bank and mobile money routes.
View BorderPay Velocity

Frequently Asked Questions

What is the difference between dLocal and BorderPay Velocity?
They share 1 payment method and 0 regions. dLocal adds Amex, Boleto, Cash and 6 more that BorderPay Velocity does not list; BorderPay Velocity adds ACH, Base, Faster Payments and 9 more that dLocal does not list; dLocal also covers Africa, Asia and 2 more; only dLocal offers Enterprise, Instant Payout.
Which is cheaper, dLocal or BorderPay Velocity?
dLocal has published rates from 3-7% all-inclusive; BorderPay Velocity has published rates from Business account creation and KYB onboarding are free. Business account maintenance is $29.99/month after verification. Global bank payouts carry a 1% BorderPay fee. Supported same-network USDC, USDT and EURC transfers carry no BorderPay transaction fee. FX, on-ramp, African-rail, network and other applicable fees are shown before confirmation.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and BorderPay Velocity?
dLocal lists 4 regions and 10 payment methods; BorderPay Velocity lists 0 and 13. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and BorderPay Velocity compare on integration and settlement?
dLocal offers a sandbox, BorderPay Velocity does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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