dLocal

dLocal

Emerging Markets

VS

Borgun

Icelandic merchants

Borgun
Fees from
3-7% all-inclusive vs 1.4-2%
Features

1 shared

1 unique to dLocal
Regions

0 shared

4 unique to dLocal · 1 unique to Borgun
Pay methods

3 shared

7 unique to dLocal · 5 unique to Borgun
On payment methods

dLocal supports 10 payment methods, 2 more than Borgun. Verify directly with each provider before signing.

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Show full specs
2 features · 15 payment methods · 5 regions. We don't rank these — they're here for reference.
dLocal dLocal
Borgun Borgun
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
1.4-2%
Settlement
Time to receive funds
2–7 business days
2–3 business days
Founded
2016
1904
Headquarters
Montevideo, Uruguay
Reykjavik, Iceland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Payment Methods
dLocal leads (10 vs 8)
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Boleto Unique
✓
—
Cash Unique
✓
—
Contactless Unique
—
✓
Digital Wallet Unique
✓
—
Diners Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
—
✓
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with Borgun
Want coverage in Africa, Asia, Latin America, Middle East
Borgun doesn't cover these regions
View dLocal

Borgun is best when you...

Icelandic merchants
Want coverage in Europe
dLocal doesn't cover this region
View Borgun

Frequently Asked Questions

What is the difference between dLocal and Borgun?
They share 3 payment methods and 0 regions. dLocal adds Bank Transfer, Boleto, Cash and 4 more that Borgun does not list; Borgun adds Apple Pay, Contactless, Diners Club and 2 more that dLocal does not list; dLocal also covers Africa, Asia and 2 more; Borgun also covers Europe.
Which is cheaper, dLocal or Borgun?
dLocal has published rates from 3-7% all-inclusive; Borgun has published rates from 1.4-2%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Borgun?
dLocal lists 4 regions and 10 payment methods; Borgun lists 1 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Borgun compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal settles in 2–7 business days, Borgun in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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