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dLocal

dLocal

Emerging Markets

VS

BORICA

Bulgarian Card Processing

BORICA
Fees from
3-7% all-inclusive vs Per-transaction fees
Features

1 shared

1 unique to dLocal
Regions

0 shared

4 unique to dLocal · 1 unique to BORICA
Pay methods

2 shared

8 unique to dLocal
On fees

dLocal publishes 3-7% all-inclusive from. BORICA publishes Per-transaction fees from. Verify directly with each provider before signing.

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Show full specs
2 features · 10 payment methods · 5 regions. We don't rank these — they're here for reference.
dLocal dLocal
BORICA BORICA
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Per-transaction fees
Settlement
Time to receive funds
2–7 business days
Same day
Founded
2016
1995
Headquarters
Montevideo, Uruguay
Bulgaria
Sandbox / Test Mode
✓
✓
Webhook Support
✓
—
Features
dLocal leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Payment Methods
dLocal leads (10 vs 2)
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Boleto Unique
✓
—
Cash Unique
✓
—
Digital Wallet Unique
✓
—
Mastercard
✓
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
—
✓
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with BORICA
Want coverage in Africa, Asia, Latin America, Middle East
BORICA doesn't cover these regions
View dLocal

BORICA is best when you...

Bulgarian Card Processing
Want coverage in Europe
dLocal doesn't cover this region
View BORICA

Frequently Asked Questions

What is the difference between dLocal and BORICA?
They share 2 payment methods and 0 regions. dLocal adds Amex, Bank Transfer, Boleto and 5 more that BORICA does not list; dLocal also covers Africa, Asia and 2 more; BORICA also covers Europe; only dLocal offers Instant Payout.
Which is cheaper, dLocal or BORICA?
dLocal has published rates from 3-7% all-inclusive; BORICA has published rates from Per-transaction fees. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and BORICA?
dLocal lists 4 regions and 10 payment methods; BORICA lists 1 and 2. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and BORICA compare on integration and settlement?
both offer a sandbox; dLocal supports webhooks; dLocal settles in 2–7 business days, BORICA in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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