Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
dLocal

dLocal

Emerging Markets

VS

Budpay

Nigerian Payment Infrastructure

Budpay
Fees from
3-7% all-inclusive vs 1.5% capped at NGN 2,000
Features

1 shared

1 unique to dLocal · 1 unique to Budpay
Regions

1 shared

3 unique to dLocal
Pay methods

1 shared

9 unique to dLocal · 4 unique to Budpay
On region

dLocal covers 4 regions; Budpay covers 1. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 14 payment methods · 4 regions. We don't rank these — they're here for reference.
dLocal dLocal
Budpay Budpay
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
1.5% capped at NGN 2,000
Settlement
Time to receive funds
2–7 business days
1–2 business days
Founded
2016
2018
Headquarters
Montevideo, Uruguay
Lagos, Nigeria
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Instant Payout
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
dLocal leads (10 vs 5)
Amex Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
✓
—
Cash Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
✓
—
Mastercard Unique
✓
—
Mobile Money Unique
—
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Ussd Unique
—
✓
Visa Unique
✓
—
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Budpay
Want coverage in Asia, Latin America, Middle East
Budpay doesn't cover these regions
View dLocal

Budpay is best when you...

Nigerian Payment Infrastructure
Need Startup Friendly
Not available with dLocal
View Budpay

Frequently Asked Questions

What is the difference between dLocal and Budpay?
They share 1 payment method and 1 region. dLocal adds Amex, Boleto, Cash and 6 more that Budpay does not list; Budpay adds Credit Card, Debit Card, Mobile Money and 1 more that dLocal does not list; dLocal also covers Asia, Latin America and 1 more; only dLocal offers Enterprise.
Which is cheaper, dLocal or Budpay?
dLocal has published rates from 3-7% all-inclusive; Budpay has published rates from 1.5% capped at NGN 2,000. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Budpay?
dLocal lists 4 regions and 10 payment methods; Budpay lists 1 and 5. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Budpay compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal settles in 2–7 business days, Budpay in 1–2 business days.

Are you dLocal or Budpay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →