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dLocal

dLocal

Emerging Markets

VS

Capi Money

Businesses in emerging markets, mainly in Africa, that need to pay overseas suppliers, parent companies or contractors from their local currency.

Capi Money
Fees from
3-7% all-inclusive vs —
Features

0 shared

2 unique to dLocal
Regions

0 shared

4 unique to dLocal
Pay methods

1 shared

9 unique to dLocal · 6 unique to Capi Money

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Show full specs
2 features · 16 payment methods · 4 regions. We don't rank these — they're here for reference.
dLocal dLocal
Capi Money Capi Money
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
—
Settlement
Time to receive funds
2–7 business days
—
Founded
2016
—
Headquarters
Montevideo, Uruguay
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
dLocal leads (2 vs 0)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Payment Methods
dLocal leads (10 vs 7)
Alipay Unique
—
✓
Amex Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
✓
—
Cash Unique
✓
—
Cash Payment Unique
—
✓
Digital Wallet Unique
✓
—
Mastercard Unique
✓
—
Mobile Money Unique
—
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Swift Unique
—
✓
Visa Unique
✓
—
Regions
dLocal leads (4 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Capi Money
Need Instant Payout
Not available with Capi Money
Want coverage in Africa, Asia, Latin America, Middle East
Capi Money doesn't cover these regions
View dLocal

Capi Money is best when you...

Businesses in emerging markets, mainly in Africa, that need to pay overseas suppliers, parent companies or contractors from their local currency.
View Capi Money

Frequently Asked Questions

What is the difference between dLocal and Capi Money?
They share 1 payment method and 0 regions. dLocal adds Amex, Boleto, Cash and 6 more that Capi Money does not list; Capi Money adds Alipay, Cash Payment, Mobile Money and 3 more that dLocal does not list; dLocal also covers Africa, Asia and 2 more; only dLocal offers Enterprise, Instant Payout.
Which is cheaper, dLocal or Capi Money?
dLocal has published rates from 3-7% all-inclusive; Capi Money has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Capi Money?
dLocal lists 4 regions and 10 payment methods; Capi Money lists 0 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Capi Money compare on integration and settlement?
dLocal offers a sandbox, Capi Money does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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