dLocal

dLocal

Emerging Markets

VS

Capital Guardians

C
Fees from
3-7% all-inclusive vs Custom
Features

0 shared

2 unique to dLocal
Regions

0 shared

4 unique to dLocal · 1 unique to Capital Guardians
Pay methods

0 shared

10 unique to dLocal
On fees

dLocal publishes 3-7% all-inclusive from. Capital Guardians uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
2 features · 10 payment methods · 5 regions. We don't rank these — they're here for reference.
dLocal dLocal
Capital Guardians
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Custom
Settlement
Time to receive funds
2–7 business days
—
Founded
2016
2009
Headquarters
Montevideo, Uruguay
Melbourne, Australia
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
dLocal leads (2 vs 0)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Payment Methods
dLocal leads (10 vs 0)
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Boleto Unique
✓
—
Cash Unique
✓
—
Digital Wallet Unique
✓
—
Mastercard Unique
✓
—
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Visa Unique
✓
—
Regions
dLocal leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
Oceania Unique
—
✓

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Capital Guardians
Need Instant Payout
Not available with Capital Guardians
Want coverage in Africa, Asia, Latin America, Middle East
Capital Guardians doesn't cover these regions
View dLocal

Capital Guardians is best when you...

Want coverage in Oceania
dLocal doesn't cover this region
View Capital Guardians

Frequently Asked Questions

What is the difference between dLocal and Capital Guardians?
They share 0 payment methods and 0 regions. dLocal adds Amex, Bank Transfer, Boleto and 7 more that Capital Guardians does not list; dLocal also covers Africa, Asia and 2 more; Capital Guardians also covers Oceania; only dLocal offers Enterprise, Instant Payout.
Which is cheaper, dLocal or Capital Guardians?
dLocal has published rates from 3-7% all-inclusive; Capital Guardians has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Capital Guardians?
dLocal lists 4 regions and 10 payment methods; Capital Guardians lists 1 and 0. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Capital Guardians compare on integration and settlement?
dLocal offers a sandbox, Capital Guardians does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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