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dLocal

dLocal

Emerging Markets

VS

Chapa

Ethiopian Payments

Chapa
Fees from
3-7% all-inclusive vs From 2% per transaction
Features

0 shared

2 unique to dLocal · 1 unique to Chapa
Regions

1 shared

3 unique to dLocal
Pay methods

1 shared

9 unique to dLocal · 3 unique to Chapa
On payment methods

dLocal supports 10 payment methods, 6 more than Chapa. Verify directly with each provider before signing.

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Show full specs
3 features · 13 payment methods · 4 regions. We don't rank these — they're here for reference.
dLocal dLocal
Chapa Chapa
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
From 2% per transaction
Settlement
Time to receive funds
2–7 business days
1–3 hours
Founded
2016
2021
Headquarters
Montevideo, Uruguay
Addis Ababa, Ethiopia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
dLocal leads (10 vs 4)
Amex Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
✓
—
Cash Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
✓
—
Mastercard Unique
✓
—
Mobile Money Unique
—
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Visa Unique
✓
—
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Chapa
Need Instant Payout
Not available with Chapa
Want coverage in Asia, Latin America, Middle East
Chapa doesn't cover these regions
View dLocal

Chapa is best when you...

Ethiopian Payments
Need Startup Friendly
Not available with dLocal
View Chapa

Frequently Asked Questions

What is the difference between dLocal and Chapa?
They share 1 payment method and 1 region. dLocal adds Amex, Boleto, Cash and 6 more that Chapa does not list; Chapa adds Credit Card, Debit Card, Mobile Money that dLocal does not list; dLocal also covers Asia, Latin America and 1 more; only dLocal offers Enterprise, Instant Payout.
Which is cheaper, dLocal or Chapa?
dLocal has published rates from 3-7% all-inclusive; Chapa has published rates from From 2% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Chapa?
dLocal lists 4 regions and 10 payment methods; Chapa lists 1 and 4. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Chapa compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal settles in 2–7 business days, Chapa in 1–3 hours.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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