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dLocal

dLocal

Emerging Markets

VS

Conekta

Mexican E-Commerce

Conekta
Fees from
3-7% all-inclusive vs Cards 3.4% + MXN 3.00; Cash (OXXO/retail) 2.6% + MXN 3.00; SPEI transfer MXN 12.50; all + IVA
Features

0 shared

2 unique to dLocal · 2 unique to Conekta
Regions

1 shared

3 unique to dLocal
Pay methods

2 shared

8 unique to dLocal · 4 unique to Conekta
On fees

dLocal publishes 3-7% all-inclusive from. Conekta publishes Cards 3.4% + MXN 3.00; Cash (OXXO/retail) 2.6% + MXN 3.00; SPEI transfer MXN 12.50; all + IVA from. Verify directly with each provider before signing.

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Show full specs
4 features · 14 payment methods · 4 regions. We don't rank these — they're here for reference.
dLocal dLocal
Conekta Conekta
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Cards 3.4% + MXN 3.00; Cash (OXXO/retail) 2.6% + MXN 3.00; SPEI transfer MXN 12.50; all + IVA
Settlement
Time to receive funds
2–7 business days
—
Founded
2016
2012
Headquarters
Montevideo, Uruguay
Mexico City, Mexico
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
dLocal leads (10 vs 6)
Amex Unique
✓
—
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bnpl Unique
—
✓
Boleto Unique
✓
—
Cash Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
✓
—
Mastercard Unique
✓
—
Oxxo
✓
✓
Pix Unique
✓
—
Pse Unique
✓
—
Visa Unique
✓
—
Regions
dLocal leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Latin America
✓
✓
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Conekta
Need Instant Payout
Not available with Conekta
Want coverage in Africa, Asia, Middle East
Conekta doesn't cover these regions
View dLocal

Conekta is best when you...

Mexican E-Commerce
Need Recurring Payments
Not available with dLocal
Need Startup Friendly
Not available with dLocal
View Conekta

Frequently Asked Questions

What is the difference between dLocal and Conekta?
They share 2 payment methods and 1 region. dLocal adds Amex, Boleto, Cash and 5 more that Conekta does not list; Conekta adds Apple Pay, Buy Now Pay Later, Credit Card and 1 more that dLocal does not list; dLocal also covers Africa, Asia and 1 more; only dLocal offers Enterprise, Instant Payout.
Which is cheaper, dLocal or Conekta?
dLocal has published rates from 3-7% all-inclusive; Conekta has published rates from Cards 3.4% + MXN 3.00; Cash (OXXO/retail) 2.6% + MXN 3.00; SPEI transfer MXN 12.50; all + IVA. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Conekta?
dLocal lists 4 regions and 10 payment methods; Conekta lists 1 and 6. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Conekta compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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