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dLocal

dLocal

Emerging Markets

VS

Coupa Pay

Enterprise B2B payments and virtual card issuance inside procurement workflows

Coupa Pay
Fees from
3-7% all-inclusive vs Custom
Features

1 shared

1 unique to dLocal · 1 unique to Coupa Pay
Regions

3 shared

1 unique to dLocal · 3 unique to Coupa Pay
Pay methods

1 shared

9 unique to dLocal · 5 unique to Coupa Pay

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Show full specs
3 features · 15 payment methods · 7 regions. We don't rank these — they're here for reference.
dLocal dLocal
Coupa Pay Coupa Pay
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Custom
Settlement
Time to receive funds
2–7 business days
—
Founded
2016
2006
Headquarters
Montevideo, Uruguay
San Mateo, United States
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Instant Payout Unique
✓
—
Recurring Payments Unique
—
✓
Payment Methods
dLocal leads (10 vs 6)
Ach Unique
—
✓
Amex Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
✓
—
Cash Unique
✓
—
Check Unique
—
✓
Digital Wallet Unique
✓
—
Mastercard Unique
✓
—
Oxxo Unique
✓
—
Paypal Unique
—
✓
Pix Unique
✓
—
Pse Unique
✓
—
Sepa Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
✓
—
Regions
Coupa Pay leads (6 vs 4)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
—
✓
Oceania Unique
—
✓

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with Coupa Pay
Want coverage in Africa
Coupa Pay doesn't cover this region
View dLocal

Coupa Pay is best when you...

Enterprise B2B payments and virtual card issuance inside procurement workflows
Need Recurring Payments
Not available with dLocal
Want coverage in Europe, North America, Oceania
dLocal doesn't cover these regions
View Coupa Pay

Frequently Asked Questions

What is the difference between dLocal and Coupa Pay?
They share 1 payment method and 3 regions. dLocal adds Amex, Boleto, Cash and 6 more that Coupa Pay does not list; Coupa Pay adds ACH, Check, PayPal and 2 more that dLocal does not list; dLocal also covers Africa; Coupa Pay also covers Europe, North America and 1 more.
Which is cheaper, dLocal or Coupa Pay?
dLocal has published rates from 3-7% all-inclusive; Coupa Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Coupa Pay?
dLocal lists 4 regions and 10 payment methods; Coupa Pay lists 6 and 6. both cover Asia, Latin America, Middle East. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Coupa Pay compare on integration and settlement?
dLocal offers a sandbox, Coupa Pay does not list one; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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