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dLocal

dLocal

Emerging Markets

VS

CRED Pay

Premium Indian merchant checkout (credit cards + UPI)

CRED Pay
Fees from
3-7% all-inclusive vs Custom
Features

0 shared

2 unique to dLocal · 1 unique to CRED Pay
Regions

1 shared

3 unique to dLocal
Pay methods

2 shared

8 unique to dLocal · 1 unique to CRED Pay
On region

dLocal covers 4 regions; CRED Pay covers 1. Verify directly with each provider before signing.

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Show full specs
3 features · 11 payment methods · 4 regions. We don't rank these — they're here for reference.
dLocal dLocal
CRED Pay CRED Pay
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Custom
Settlement
Time to receive funds
2–7 business days
—
Founded
2016
2018
Headquarters
Montevideo, Uruguay
Mumbai, India
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
dLocal leads (10 vs 3)
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Boleto Unique
✓
—
Cash Unique
✓
—
Digital Wallet Unique
✓
—
Mastercard
✓
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
✓
—
Asia
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with CRED Pay
Need Instant Payout
Not available with CRED Pay
Want coverage in Africa, Latin America, Middle East
CRED Pay doesn't cover these regions
View dLocal

CRED Pay is best when you...

Premium Indian merchant checkout (credit cards + UPI)
Need Startup Friendly
Not available with dLocal
View CRED Pay

Frequently Asked Questions

What is the difference between dLocal and CRED Pay?
They share 2 payment methods and 1 region. dLocal adds Amex, Bank Transfer, Boleto and 5 more that CRED Pay does not list; CRED Pay adds UPI that dLocal does not list; dLocal also covers Africa, Latin America and 1 more; only dLocal offers Enterprise, Instant Payout.
Which is cheaper, dLocal or CRED Pay?
dLocal has published rates from 3-7% all-inclusive; CRED Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and CRED Pay?
dLocal lists 4 regions and 10 payment methods; CRED Pay lists 1 and 3. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and CRED Pay compare on integration and settlement?
dLocal offers a sandbox, CRED Pay does not list one; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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