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dLocal

dLocal

Emerging Markets

VS

Currenxie

SMEs and enterprises needing multi-currency global accounts, local collect/payout rails, and embedded cross-border payments infrastructure

C
Fees from
3-7% all-inclusive vs Global Account free; collect USD 0.75/tx; local payout USD 3/tx; SWIFT USD 8/tx; FX 0.10-0.60% over mid-market.
Features

1 shared

1 unique to dLocal · 1 unique to Currenxie
Regions

2 shared

2 unique to dLocal · 4 unique to Currenxie
Pay methods

1 shared

9 unique to dLocal · 3 unique to Currenxie
On payment methods

dLocal supports 10 payment methods, 6 more than Currenxie. Verify directly with each provider before signing.

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Show full specs
3 features · 13 payment methods · 8 regions. We don't rank these — they're here for reference.
dLocal dLocal
Currenxie
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Global Account free; collect USD 0.75/tx; local payout USD 3/tx; SWIFT USD 8/tx; FX 0.10-0.60% over mid-market.
Settlement
Time to receive funds
2–7 business days
—
Founded
2016
2014
Headquarters
Montevideo, Uruguay
Hong Kong, Hong Kong
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Enterprise
✓
✓
Instant Payout Unique
✓
—
Low Fees Unique
—
✓
Payment Methods
dLocal leads (10 vs 4)
Ach Unique
—
✓
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Boleto Unique
✓
—
Cash Unique
✓
—
Digital Wallet Unique
✓
—
Mastercard Unique
✓
—
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Sepa Unique
—
✓
Swift Unique
—
✓
Visa
✓
✓
Regions
Currenxie leads (6 vs 4)
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with Currenxie
Want coverage in Latin America, Middle East
Currenxie doesn't cover these regions
View dLocal

Currenxie is best when you...

SMEs and enterprises needing multi-currency global accounts, local collect/payout rails, and embedded cross-border payments infrastructure
Need Low Fees
Not available with dLocal
Want coverage in Europe, North America, Oceania, Southeast Asia
dLocal doesn't cover these regions
View Currenxie

Frequently Asked Questions

What is the difference between dLocal and Currenxie?
They share 1 payment method and 2 regions. dLocal adds Amex, Bank Transfer, Boleto and 6 more that Currenxie does not list; Currenxie adds ACH, SEPA, SWIFT that dLocal does not list; dLocal also covers Latin America, Middle East; Currenxie also covers Europe, North America and 2 more.
Which is cheaper, dLocal or Currenxie?
dLocal has published rates from 3-7% all-inclusive; Currenxie has published rates from Global Account free; collect USD 0.75/tx; local payout USD 3/tx; SWIFT USD 8/tx; FX 0.10-0.60% over mid-market.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Currenxie?
dLocal lists 4 regions and 10 payment methods; Currenxie lists 6 and 4. both cover Africa, Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Currenxie compare on integration and settlement?
dLocal offers a sandbox, Currenxie does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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