DOKU
Indonesian Payments
VS
CentralPay
French and European e-commerce businesses, SaaS/subscription companies, invoice-collecting firms and marketplaces that want cards, instant transfers, Pay by Bank and SEPA Direct Debit from a single ACPR-regulated provider.
Fees from
2.8%–3.5% vs Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.
Features
0 shared
2 unique to DOKU
Regions
0 shared
1 unique to DOKU
Pay methods
1 shared
9 unique to DOKU · 8 unique to CentralPay
On settlement
Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.
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Show full specs 2 features · 18 payment methods · 1 regions. We
don't rank these — they're here for reference.
Show full specs
2 features · 18 payment methods · 1 regions. We
don't rank these — they're here for reference.
DOKU CentralPayQuick Facts
Fees
Standard transaction rate
2.8%–3.5%
Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.
Settlement
Time to receive funds
1–3 business days
—
Founded
2007
—
Headquarters
Jakarta, Indonesia
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features DOKU leads (2 vs 0)
DOKU leads (2 vs 0)Enterprise Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods DOKU leads (10 vs 9)
DOKU leads (10 vs 9)Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Bnpl Unique
✓
—
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Direct Debit Unique
✓
—
Google Pay Unique
—
✓
Mastercard Unique
—
✓
Open Banking Unique
—
✓
Payment Link Unique
✓
—
Qr Code Unique
✓
—
Sepa Direct Debit Unique
—
✓
Sepa Instant Unique
—
✓
Virtual Account Unique
✓
—
Visa
✓
✓
Regions DOKU leads (1 vs 0)
DOKU leads (1 vs 0)Southeast Asia Unique
✓
—
DOKU is best when you...
Indonesian Payments
Need Enterprise
Not available with CentralPay
Need Recurring Payments
Not available with CentralPay
Want coverage in Southeast Asia
CentralPay doesn't cover this region
CentralPay is best when you...
French and European e-commerce businesses, SaaS/subscription companies, invoice-collecting firms and marketplaces that want cards, instant transfers, Pay by Bank and SEPA Direct Debit from a single ACPR-regulated provider.
Frequently Asked Questions
What is the difference between DOKU and CentralPay?
They share 1 payment method and 0 regions. DOKU adds Bank Transfer, Buy Now Pay Later, Credit Card and 6 more that CentralPay does not list; CentralPay adds Amex, Apple Pay, Cartes Bancaires and 5 more that DOKU does not list; DOKU also covers Southeast Asia; only DOKU offers Enterprise, Recurring Payments.
Which is cheaper, DOKU or CentralPay?
DOKU has published rates from 2.8%–3.5%; CentralPay has published rates from Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use DOKU and CentralPay?
DOKU lists 1 region and 10 payment methods; CentralPay lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do DOKU and CentralPay compare on integration and settlement?
DOKU offers a sandbox, CentralPay does not list one; DOKU supports webhooks; DOKU publishes a settlement time of 1–3 business days.
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