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DuitNow

DuitNow

Malaysian instant bank transfers and interoperable QR

VS

Alipay

Chinese Consumers

Alipay
Fees from
Per-transaction fees vs Custom
Features

1 shared

2 unique to DuitNow · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

1 shared

3 unique to DuitNow · 6 unique to Alipay

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Show full specs
4 features · 10 payment methods · 8 regions. We don't rank these — they're here for reference.
DuitNow DuitNow
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Per-transaction fees
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2018
2004
Headquarters
Kuala Lumpur, Malaysia
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
DuitNow leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
Alipay leads (7 vs 4)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Direct Debit Unique
✓
—
Fpx Unique
✓
—
Jcb Unique
—
✓
Mastercard Unique
—
✓
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

DuitNow is best when you...

Malaysian instant bank transfers and interoperable QR
Need Low Fees
Not available with Alipay
Need Recurring Payments
Not available with Alipay
View DuitNow

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with DuitNow
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
DuitNow doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between DuitNow and Alipay?
They share 1 payment method and 1 region. DuitNow adds Bank Transfer, Direct Debit, FPX that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that DuitNow does not list; Alipay also covers Africa, Asia and 5 more; only DuitNow offers Low Fees, Recurring Payments.
Which is cheaper, DuitNow or Alipay?
DuitNow has published rates from Per-transaction fees; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use DuitNow and Alipay?
DuitNow lists 1 region and 4 payment methods; Alipay lists 8 and 7. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do DuitNow and Alipay compare on integration and settlement?
Alipay offers a sandbox, DuitNow does not list one; both support webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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