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Durango Merchant Services

Durango Merchant Services

High-risk and offshore merchant accounts

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

3 shared

2 unique to A-Pay
Regions

3 shared

1 unique to Durango Merchant Services · 3 unique to A-Pay
Pay methods

5 shared

3 unique to Durango Merchant Services · 14 unique to A-Pay

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Show full specs
5 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Durango Merchant Services Durango Merchant Services
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
2004
2021
Headquarters
Durango, CO, United States
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 8)
Ach
✓
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto
✓
✓
Discover Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Durango Merchant Services is best when you...

High-risk and offshore merchant accounts
Want coverage in North America
A-Pay doesn't cover this region
View Durango Merchant Services

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Instant Sandbox
Not available with Durango Merchant Services
Need Startup Friendly
Not available with Durango Merchant Services
Want coverage in Africa, Middle East, Southeast Asia
Durango Merchant Services doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Durango Merchant Services and A-Pay?
They share 5 payment methods and 3 regions. Durango Merchant Services adds Discover, JCB, UnionPay that A-Pay does not list; A-Pay adds Alipay, Apple Pay, Bank Transfer and 11 more that Durango Merchant Services does not list; Durango Merchant Services also covers North America; A-Pay also covers Africa, Middle East and 1 more.
Which is cheaper, Durango Merchant Services or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Durango Merchant Services and A-Pay?
Durango Merchant Services lists 4 regions and 8 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Durango Merchant Services and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Durango Merchant Services settles in 2–3 business days, A-Pay in 1–2 business days.

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