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eCheckPlan

eCheckPlan

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
1%–6% + $0.5 vs Custom
Features

3 shared

5 unique to eCheckPlan · 2 unique to A-Pay
Regions

0 shared

2 unique to eCheckPlan · 6 unique to A-Pay
Pay methods

1 shared

1 unique to eCheckPlan · 18 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 17 more than eCheckPlan. Verify directly with each provider before signing.

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Show full specs
10 features · 20 payment methods · 8 regions. We don't rank these — they're here for reference.
eCheckPlan eCheckPlan
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
1%–6% + $0.5
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2020
2021
Headquarters
Clearwater, Florida
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
eCheckPlan leads (8 vs 5)
Crypto Support Unique
—
✓
High Risk Accepted
✓
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Virtual Items Unique
✓
—
Virtual Terminal Unique
✓
—
Payment Methods
A-Pay leads (19 vs 2)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
—
✓

eCheckPlan is best when you...

Need Low Fees
Not available with A-Pay
Need Marketplace Support
Not available with A-Pay
Want coverage in North America, South America
A-Pay doesn't cover these regions
View eCheckPlan

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with eCheckPlan
Need Instant Sandbox
Not available with eCheckPlan
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
eCheckPlan doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between eCheckPlan and A-Pay?
They share 1 payment method and 0 regions. eCheckPlan adds Wire Transfer that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 15 more that eCheckPlan does not list; eCheckPlan also covers North America, South America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, eCheckPlan or A-Pay?
eCheckPlan has published rates from 1%–6% + $0.5; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use eCheckPlan and A-Pay?
eCheckPlan lists 2 regions and 2 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do eCheckPlan and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, eCheckPlan does not list one; A-Pay supports webhooks; eCheckPlan settles in 1–2 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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